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71 Roland St, Cumberland, RI, 02864

2beds
1baths
1,080sqft
$435,000
$403price/sqft
$3,201/moest. monthly cost
$128,040/yrincome needed

About This Home

Come visit your new residence...This quaint two bedroom one bath single level ranch awaits your design ideas...Located in the desirable Montestery Section of town near the Massachusetts border...Property features newer appliances, flooring, split A/C and heat units, a large deck, and a detached garage on a 15,000sf lot....Potential 3rd bedroom possibility....REDUCED!!!! Ideal a first time buyer or a down size plan

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
Garvin Memorial SchoolGrades K-50.2 mi
9/10
Cumberland High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter,Mixed
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Dryer,Exhaust Fan,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility,Work Shop

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating

  • Heating features: Oil,Baseboard,Central Air,Central,Forced Water

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: CUMBM016B0556L000
  • Zoning: RES

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$166$1,992
Property Taxes $447$5,364
Electricity $389$4,675
Total$3,201$38,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,748/yr
40% on housing$96,030/yr
45% on housing$85,360/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$257
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$425,000
2026-07-22Price change$435,000
2026-06-29Listed for sale$449,900

For Sale by Agent

AgentEdward West
BrokerageRE/MAX Preferred

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