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2040 E Main Rd, Portsmouth, RI, 02871

4beds
4baths
3,230sqft
$1,995,000
$618price/sqft
$13,675/moest. monthly cost
$547,000/yrincome needed

About This Home

Welcome to High Point —an exceptional opportunity to own a thoughtfully reimagined retreat on Aquidneck Island. Privately set back from the road, the property offers an oasis-like setting with sweeping sunset views over Narragansett Bay, just moments from Newport, beaches, golf, and dining. Inside, the open-concept design is both refined and inviting, anchored by a gourmet kitchen with a custom island, high-end appliances, and designer finishes. Living and dining spaces flow seamlessly for effortless entertaining, while the second-floor primary suite offers a serene escape with a spa-like bath, soaking tub, and walk-in shower. Two additional bedrooms and a full bath with integrated laundry provide comfort and flexibility. Outdoor living is equally impressive, featuring a pool and spa, beautifully landscaped grounds, and a mahogany deck designed for dining and relaxation. A separate guest suite overlooking the pool offers exceptional privacy, complete with its own entrance, patio, rooftop deck with distant bay views, vaulted ceilings, kitchenette, full bath, and laundry. With a new 4-bedroom septic system underway, High Point offers enhanced versatility for family and guests. Stylish, private, and ideally located, this is a rare opportunity to enjoy coastal living at its finest— at an attractive value.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

10/10
Howard Hathaway SchoolGrades K-42.1 mi
8/10
Portsmouth Middle SchoolGrades 5-82.7 mi
9/10
Portsmouth High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Exhaust Fan,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Family Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Features

  • Wall (Plaster),Skylight,Stairs,Plumbing (Copper),Plumbing (PEX),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,230

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Zoned
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 3,230
  • Total interior livable area: 3,230 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Master Bedroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Level: First

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: PORTM041B0034A
  • Zoning: R20
  • Other equipment: Fuel Tank(s)

Features

  • Pool features: In Ground
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.54 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,087$121,044
Home Insurance *$745$8,940
Property Taxes $2,186$26,232
Electricity $657$7,893
Total$13,675$164,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$468,857/yr
40% on housing$410,250/yr
45% on housing$364,666/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$618This listing

vs Other Active Listings

Avg $/sqft

ZIP 02871$452
Newport County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 02871$395
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$1,995,000
2026-03-25Listing removed$2,325,000
2025-09-29Listed for sale$2,325,000
2025-09-10Listing removed$2,235,000
2025-05-16Listed for sale$2,235,000
2022-07-29Sold$660,000
2022-06-17Pending sale$649,000
2022-06-01Contingent$649,000
2022-05-26Listed for sale$649,000
2020-10-14Sold$510,000
2020-07-16Price change$574,000
2020-04-01Listed for sale$599,000
2000-07-07Sold$340,000

For Sale by Agent

AgentKim Fleming
BrokerageGustave White Sotheby's Realty

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