106 Cedar Island Rd, Narragansett, RI, 02882
About This Home
Tucked away on sought-after Harbour Island, this beautifully updated 2-bedroom, 2-bath home offers the perfect blend of coastal charm and modern comfort. Just a short stroll to the salt water, you’ll feel the rhythm of seaside living the moment you arrive. Inside, the home features gleaming hardwood floors throughout and a thoughtfully updated kitchen designed for both everyday living and effortless entertaining. The open flow leads naturally into inviting living spaces, where a second deck off the living room provides the ideal spot for morning coffee or unwinding after a day at the beach. Both full bathrooms have been tastefully renovated, offering a fresh, clean aesthetic that complements the home’s relaxed coastal vibe. Step outside from the kitchen onto a spacious deck—perfect for summer dining, gatherings with friends, or simply soaking in the peaceful surroundings.The fenced yard adds privacy and versatility, whether you’re hosting, gardening, or enjoying time outdoors. An integral one-car garage and full basement provide ample storage and convenience. As the day winds down, take in breathtaking sunsets from the back porch—your own private retreat to end each day. Whether you’re searching for a year-round residence or the ultimate beach getaway, this Harbour Island gem delivers. Your coastal escape awaits.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Bulkhead,Unfinished,Utility
Bathroom
- Level: First
Bathroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Area
- Level: First
Features
- Wall (Dry Wall),Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,150
Heating
- Heating features: Electric
Interior Area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: First
Other
- Level: First
Property
Details
- Parcel number: NARRMY1B159
- Other equipment: Cable TV
Features
- Fencing: Fenced
- Waterfront features: Access,Walk to Salt Water
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot
Parking
- Total spaces: 7
- Parking features: Integral,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $412 | $4,944 |
| Property Taxes | $496 | $5,952 |
| Electricity | $389 | $4,675 |
| Total | $5,842 | $70,104 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $965,000 |
| 2025-01-16 | Listing removed | $2,200 |
| 2024-12-30 | Listed for rent | $2,200 |
| 2021-03-24 | Listing removed | -- |
| 2018-04-05 | Listing removed | $489,900 |
| 2017-09-25 | Listed for sale | $489,900 |
| 2014-08-15 | Sold | $285,000 |
| 2014-07-19 | Price change | $325,000 |
| 2014-03-07 | Listed for sale | $350,000 |
| 2013-12-29 | Listing removed | $390,000 |
| 2013-09-14 | Price change | $390,000 |
| 2013-05-29 | Listed for sale | $450,000 |
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