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3 Douglas Cir, Smithfield, RI, 02828

2beds
1baths
1,426sqft
$490,000
$344price/sqft
$3,556/moest. monthly cost
$142,240/yrincome needed

About This Home

Welcome to Greenville! GREAT CONDO ALTERNATIVE! This home offers easy highway access to Rt.295 as well as 146. For the young family or boomers downsizing, we offer 2 good size bedrooms, dining area and updated kitchen. For family entertaining, you can have gatherings in your large family room, complete with hearth and wood/coal stove and wainscoting. Two large flat screen TVs to be included. If this is not enough, enjoy your large, flat, fenced in backyard. Better still, we offer a 16'x24' detached garage, complete with drop down stairs offer tremendous storage opportunites.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

--
William Winsor SchoolGrades K-50.3 mi
6/10
Smithfield High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab
  • Construction materials: Plaster,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Trash Compactor

Basement

  • Basement: None

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedroom1

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedroom2

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Family Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,426

Heating & Cooling

  • Heating features: Bottle Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Property

Details

  • Parcel number: SMITM07B000L048U
  • Other equipment: Cable TV,Fuel Tank(s),Wood Stove

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.33 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 5
  • Parking features: Detached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$187$2,244
Property Taxes $503$6,036
Electricity $389$4,675
Total$3,556$42,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,920/yr
40% on housing$106,680/yr
45% on housing$94,826/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 02828$270
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02828$302
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$480,000
2026-07-09Listed for sale$490,000

For Sale by Agent

AgentMichael Lambrese
BrokerageRE/MAX Properties

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