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217 4th St, Providence, RI, 02906

2beds
4baths
2,748sqft
$849,900
$309price/sqft
$5,664/moest. monthly cost
$226,560/yrincome needed

About This Home

Location and versatility in the heart of the East Side! Just steps from the shops, cafés, and dining options along Hope Street. Minutes to Blackstone Boulevard, it is well suited for owner-occupants, multigenerational living, or supplemental rental income. The 1st floor residence features a spacious kitchen with high ceilings, abundant cabinetry, gas cooktop, built-in wall oven, dishwasher, washer/dryer, and ample space for everyday living and entertaining. The 2nd/3rd floor townhouse residence features a uniquely designed main living floor and upper primary suite. Separate living and office areas provide flexibility for working from home, while the dining space and oversized kitchen create a natural gathering area. Recessed lighting, generous room sizes, and tree-lined views contribute to the home’s singular charm. The custom finished basement, which is currently associated with the home’s townhouse residence, greatly increases the home’s potential. Complete with hand-crafted woodwork, artfully designed gas hearth, full bath with glass-enclosed shower.. the space caters to many possibilities, including guest accommodations, studio space, gym, or added living area. In addition, there is a two stall garage, ideal for added storage or parking. The backyard is a great private escape from the city and tucked into one of Providence’s most desirable neighborhoods within easy reach of the city’s universities, hospitals, commuter routes, and downtown amenities. Welcome home!

Getting Around

83
WalkingVery Walkable
42
TransitSome Transit
64
BikeBikeable

Schools

5/10
1/10
Hope High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Dry Wall,Plaster,Clapboard

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: In Building

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Bath/Stubbed,Living Room,Office,Storage Space,Utility

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Plaster),Cathedral Ceiling(s),Stairs,Plumbing (Copper),Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,748
  • Total interior livable area: 2,748 sqft

Property

Details

  • Parcel number: PROVM93L81
  • Attached to another structure: Yes

Features

  • Stories: 3

Lot

  • Lot size: 5,000 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 6
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$310$3,720
Property Taxes $498$5,976
Electricity $559$6,715
Total$5,664$67,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,194/yr
40% on housing$169,920/yr
45% on housing$151,040/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 02906$390
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02906$403
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$849,900
2026-06-02Price change$875,000
2020-09-25Price change$569,000
2020-08-14Listed for sale$589,000
2006-08-18Sold$450,000

For Sale by Agent

AgentJoshua DePalma
BrokerageREMAX Revolution

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