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265 Carolina Nooseneck Rd, Richmond, RI, 02898

3beds
2baths
2,284sqft
$650,000
$285price/sqft
$4,717/moest. monthly cost
$188,680/yrincome needed

About This Home

Stop Renting. Start Owning -- With Zero Down! Unlock the door to your future with an exclusive offer: Purchase this home and receive $5,495 back in closing cost credits OR lock in an exceptional financing rate of 5.08% APR with ZERO down payment available for those who qualify. --------------- Your Story Starts Here. The moment you turn down your private drive and the world disappears behind acres of trees, you feel it instantly -- this is the kind of quiet that restores you, and this Cape Cod knows how to hold you there. --------------- 24-Hour Open House -- Call Today for Times! First responders and military members -- ask about our appreciation discount when you call. --------------- More Options Just for You! If this home isn't exactly what you're looking for, we have access to unlisted off-market properties, distress sales, new construction, and company-owned homes you won't find online. And if you're worried about owning two homes at once -- buy this home and we will buy yours. Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $2,381 @ 5.08% APR, 20% down, 30-year term, for those who qualify. Taxes and insurance not included. Rates as of May 2026. 0% down financing available to those who qualify. Closing cost credit and exclusive rate subject to buyer using seller's preferred lender.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10
Chariho High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Tile
  • Finished area above ground: 0

Heating

  • Heating features: Oil,Wood,Baseboard

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,284 sqft

Property

Details

  • Parcel number: RICHM03CB015L000
  • Lease amount: 0

Features

  • Stories: 2

Lot

  • Lot size: 12.54 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$179$2,148
Property Taxes $787$9,444
Electricity $465$5,581
Total$4,717$56,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,725/yr
40% on housing$141,510/yr
45% on housing$125,786/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 02898$254
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02898$233
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$549,500
2026-04-16Listed for sale$599,900
2019-10-09Sold$290,000
2019-08-27Listed for sale$299,900

For Sale by Agent

AgentRachel Sanville, Your Home Sold Guaranteed Realty, The Nathan Clark Team, Joe Turcone
BrokerageYour Home Sold Guaranteed Realty, The Nathan Clark Team

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