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65 Summit Ave, West Warwick, RI, 02893

5beds
3baths
3,454sqft
$589,000
$171price/sqft
$4,637/moest. monthly cost
$185,480/yrincome needed

About This Home

This Meticulously Maintained Home has the perfect setup for a Potential In-Law, Multi-Generational/Family Compound, or Rental Income. First Floor Features a Fully Updated Kitchen w/Granite Countertops, an Island, Breakfast Nook & Stainless Steel Appliances and a Lovely Side Porch to Sip your Morning Coffee. This Level also includes a Dining Room, Living Room, & First Floor Primary Bedroom w/Hardwood Flooring throughout, and a Charming Bath w/a Claw Foot Tub, as well as an Additional Front Porch. The Second Level offers its own Private Living Space w/a Separate Entry & Utilities making this Perfect for an In Law or Rental Potential, comprised of a Second Kitchen, Three Additional Bedrooms, Living Room, Full Bath & Laundry. The Finished Lower Level has versatile functionality, and includes a Fifth Bedroom, a Living Room/Home Office/Yoga, Renovated Full Bath, Workshop & Utility Rm and Additional Laundry. The Oversized Garage is a Hobbyist Delight with a Workshop, Extra Storage and Finished Bonus Room Above. Additional Highlights are Vinyl Windows, 10Yr Young Roof, 2 Separate Driveways & Fenced yard. The Opportunities this Home has to offer are Exceptional and Endless, Don't Miss This One!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
3/10
West Warwick High SchoolGrades 9-121.3 mi
4/10
John F. Horgan SchoolGrades K-41.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Mixed
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Finished,Bath/Stubbed,Family Room,Laundry,Office,Storage Space,Utility

Bathroom

  • Features: Bath w Tub, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 1,132
  • Finished area above ground: 2,322

Heating & Cooling

  • Heating features: Oil,Baseboard,Zoned
  • Cooling features: Individual Unit,None,Window Unit(s)

Interior Area

  • Total structure area: 2,322
  • Total interior livable area: 3,454 sqft

Property

Details

  • Parcel number: WWAR00100250000

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Breezeway
  • Fencing: Fenced

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Sidewalks

Parking

  • Total spaces: 7
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$280$3,360
Property Taxes $676$8,112
Electricity $703$8,441
Total$4,637$55,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,982/yr
40% on housing$139,110/yr
45% on housing$123,653/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 02893$193
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02893$259
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$589,000

For Sale by Agent

AgentRenee Fallon
BrokerageRE/MAX Professionals

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