




23 Grand St, Providence, RI, 02907
About This Home
23 Grand is a spacious 4-5 bedroom cottage offering excellent potential and room to grow. Hardwood floors flow throughout the property. Flexible space includes a formal dining room, double living rooms, an eat-in kitchen, and an extra-large upper bedroom that was once two rooms. A sunroom and detached two-car garage are ideal for adding more living space, storage, and parking. Conveniently located near shopping, Rhode Island Hospital, and major highways, the property offers strong accessibility. Cosmetic upgrades are needed, presenting an excellent opportunity to customize the property. The property is eligible for a Streamline 203 (k) renovation loan for interior paint, making it a compelling option for homeowners and investors alike seeking to build equity. A fabulous investment option!
Getting Around
Schools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Unknown
- Construction materials: Shingles,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,175
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,175
- Total interior livable area: 1,175 sqft
Property
Details
- Parcel number: PROVM43L150
Lot
- Lot size: 3,049 sqft
Parking
- Total spaces: 4
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,542 | $18,504 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $357 | $4,284 |
| Electricity | $389 | $4,675 |
| Total | $2,514 | $30,168 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $305,000 |
| 2003-08-19 | Sold | $160,000 |
For Sale by Agent
