




4 James St, Middletown, RI, 02842
About This Home
ATTENTION BUYERS - GREAT OPPORTUNITY TO PURCHASE A PROPERTY AS A FAMILY COMPOUND OR OWNER OCCUPIED WITH A SEPEARATE RENTAL UNIT OR INLAW APARTMENT – This property is currently a two-family but can maybe converted back to a single family. Turnkey two-family home has been completely upgraded and sits on Easton's Point within walking distance to the beach! You'll find 8 bedrooms (2 are ensuite) and 6 bathrooms with everything updated - bathrooms, central A/C, two kitchens, floors, two laundry washers/dryers, with all furniture included in the sale. Other highlights include an attached garage, deck, private and flat backyard, and parking for at least 8 cars. Floorplans allow for flexibility of customizing the size of each rental unit or splitting the space to your configuration preference for personal use and a rental unit. A large unfinished basement provides tons of storage space which may allow the adding of a finished living space/rec room. The property is currently seasonally rented until May 2026 and no bookings exist beyond May 2026. There is a current short term rental(SRT) registration and Airbnb summer rentals have been highly successful. Note: this listing is also shown as a multifamily listing under MLS listing #1394661.
Getting Around
Schools
Construction
Condition
- Year built: 1956
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Plaster
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Contemporary,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Partial,Interior Entry,Unfinished,Storage Space,Utility
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 6
- Full bathrooms: 6
Features
- Wall (Dry Wall),Wall (Plaster),Plumbing (Mixed),Plumbing (PVC),Insulation (Unknown)
- Door features: Storm Door(s)
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 5,144
Heating & Cooling
- Heating features: Oil,Central Air,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,144
- Total interior livable area: 5,144 sqft
Property
Details
- Parcel number: MIDDM0122B00L31
Features
- Patio & porch: Deck,Porch
Lot
- Lot size: 0.25 Acres
Parking
- Total spaces: 9
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,101 | $109,212 |
| Home Insurance * | $757 | $9,084 |
| Property Taxes | $1,664 | $19,968 |
| Electricity | $1,047 | $12,571 |
| Total | $12,569 | $150,828 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $1,800,000 |
| 2026-03-21 | Contingent | $1,800,000 |
| 2025-09-23 | Listed for sale | $1,800,000 |
| 2024-04-14 | Listing removed | -- |
| 2024-02-02 | Price change | $3,460 |
| 2024-01-18 | Listed for rent | $3,250 |
| 2024-01-17 | Listing removed | -- |
| 2023-10-26 | Listed for sale | $1,899,000 |
| 2023-09-26 | Listing removed | -- |
| 2023-09-16 | Price change | $3,250 |
| 2023-09-16 | Listed for rent | $3,460 |
| 2019-09-17 | Listing removed | $2,975 |
| 2019-09-13 | Price change | $2,975 |
| 2019-09-11 | Listed for rent | $2,900 |
| 2018-09-12 | Sold | $593,000 |
| 2018-09-02 | Pending sale | $649,000 |
| 2018-07-07 | Price change | $649,000 |
| 2018-06-19 | Price change | $699,000 |
| 2018-05-15 | Price change | $749,900 |
| 2018-04-30 | Price change | $799,900 |
| 2018-04-20 | Listed for sale | $860,600 |
| 1999-12-10 | Sold | $186,500 |
