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45 Hazard Ave, Providence, RI, 02906

6beds
5baths
6,119sqft
$2,400,000
$392price/sqft
$15,834/moest. monthly cost
$633,360/yrincome needed

About This Home

Step inside this uniquely beautiful EAST SIDE residence located on a generous, landscaped lot located on a very quiet street at the top of the FREEMAN PLAT! Classic architectural details blend seamlessly with elevated, modern living. From the grand foyer, gleaming hardwood floors, custom millwork, sun filled sitting rooms, modern chefs’ kitchen with a breakfast room, beautiful formal dining room, and the handsome library, this home has everything you have been looking for and more. Retreat to the second-floor primary suite, a private sanctuary designed for the ultimate serenity! This suite features a recently renovated spa-inspired en-suite bath complete with a soaking tub, steam shower, and bidet, a walk-in closet, a study, and a sun filled sitting room and a private balcony. There are 6 to 8 bedrooms in this home along with 3 full bathrooms and 2 lavettes. The home also offers plenty of closet space, a second-floor laundry room, a walk-out basement, a large attached two car garage, a new driveway, newer Vermont slate roof, and so much more! The original Granite stone structure was designed by architect Cliffton A. Hall in the 1860's as part of the grand Smith-Nichols Estate. Additional rooms were thoughtfully added during the 1900’s. Located near Brown, RISD, The Miriam Hospital, private schools (a short walk to Moses Brown), scenic parks, downtown shopping, fine dining, trains, and highway access, this exceptional property is not just a home but a lifestyle.

Getting Around

63
WalkingSomewhat Walkable
43
TransitSome Transit
55
BikeBikeable

Schools

5/10
1/10
Hope High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1867

Materials

  • Foundation: Mixed
  • Construction materials: Plaster,Wood Wall(s),Masonry,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished,Bath/Stubbed,Storage Space,Utility

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bathroom

  • Level: Third

Bedroom2

  • Level: Second
  • Area: 286
  • Dimensions: 13

Bedroom3

  • Level: Second
  • Area: 135
  • Dimensions: 15

Bedroom4

  • Level: Third
  • Area: 196
  • Dimensions: 14

Bedroom5

  • Level: Third
  • Area: 168
  • Dimensions: 12

Bedroom6

  • Level: Third
  • Area: 247
  • Dimensions: 13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Den

  • Level: Second
  • Area: 324
  • Dimensions: 18

Den

  • Level: Third
  • Area: 154
  • Dimensions: 14

Dining Area

  • Level: First
  • Area: 112
  • Dimensions: 14

Dining Room

  • Level: First
  • Area: 252
  • Dimensions: 12

Features

  • Wall (Plaster),Wall (Wood),Plumbing (Mixed),Insulation (Ceiling),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 6,119

Heating & Cooling

  • Heating features: Oil,Steam,Zoned
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 6,119
  • Total interior livable area: 6,119 sqft

Kitchen

  • Level: First
  • Area: 195
  • Dimensions: 15

Laundry

  • Level: Second
  • Area: 121
  • Dimensions: 11

Library

  • Level: First
  • Area: 468
  • Dimensions: 18

Living Room

  • Level: First
  • Area: 338
  • Dimensions: 13

Master Bedroom

  • Level: Second

Office

  • Level: Third
  • Area: 120
  • Dimensions: 12

Other

  • Level: First

Sun Room

  • Level: First
  • Area: 170
  • Dimensions: 10

Sun Room

  • Level: Second
  • Area: 187
  • Dimensions: 11

Property

Details

  • Parcel number: PROVM86L435

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Balcony
  • Fencing: Fenced

Lot

  • Lot size: 0.28 Acres
  • Features: Local Historic District,Sidewalks

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,135$145,620
Home Insurance *$878$10,536
Property Taxes $1,575$18,900
Electricity $1,246$14,954
Total$15,834$190,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$542,880/yr
40% on housing$475,020/yr
45% on housing$422,240/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 02906$389
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02906$403
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$2,400,000
2026-07-07Listed for sale$2,600,000
2019-08-14Sold$950,000
2019-06-17Pending sale$995,000
2019-05-10Price change$995,000
2019-03-18Price change$1,125,000
2019-02-27Listed for sale$1,250,000
1996-05-24Sold$485,000
1994-05-09Sold$385,000

For Sale by Agent

AgentLorraine Bandoni
BrokerageCrossRoads Real Estate Group

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