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32 Ridge Rd, Bristol, RI, 02809

4beds
3baths
2,512sqft
$899,000
$358price/sqft
$6,412/moest. monthly cost
$256,480/yrincome needed

About This Home

Positioned on the desirable west side of Bristol, 32 Ridge Road offers a rare opportunity to enjoy spacious single-level living in one of Rhode Island’s most sought-after coastal communities. Tucked away in a peaceful setting just moments from the saltwater, this expansive executive-style ranch creates the feel of a private retreat while offering the ease and convenience of one-level living. Thoughtfully designed for both entertaining and everyday living, this spacious residence features four generously sized bedrooms and three well-appointed bathrooms, all connected through a flowing floor plan filled with natural light and inviting living spaces. At the heart of the home, oversized gathering areas open effortlessly to an incredible backyard oasis complete with an inground pool, creating the perfect setting for relaxing summer days, outdoor entertaining, and enjoying the beautiful surroundings. One of the home’s standout features is the dedicated Jacuzzi room overlooking the pool and backyard, offering a peaceful space to unwind year-round while enjoying views of the private outdoor setting. Beautifully maintained grounds enhance the sense of privacy and tranquility throughout the property, the location places you within walking distance to the saltwater, where coastal breezes and nearby shoreline access add to the home’s appeal. Conveniently located near downtown Bristol, marinas, restaurants, boutique shopping, and the scenic East Bay Bike Path, 32 Ridge Road

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
Rockwell SchoolGrades K-50.4 mi
7/10
Kickemuit Middle SchoolGrades 6-82.8 mi
8/10
Mt. Hope High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,512

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,512
  • Total interior livable area: 2,512 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Recreation Room

  • Level: First

Property

Details

  • Parcel number: BRISM70L55

Features

  • Pool features: In Ground
  • Fencing: Fenced
  • Waterfront features: Access,Walk to Salt Water

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 8
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$306$3,672
Property Taxes $1,050$12,600
Electricity $511$6,139
Total$6,412$76,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,840/yr
40% on housing$192,360/yr
45% on housing$170,986/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 02809$396
Bristol County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 02809$369
Bristol County$364

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$899,000
2026-05-30Listed for sale$990,000

For Sale by Agent

AgentLisa Foster-Pacheco
BrokerageREMAX Revolution

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