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26 E Hills Rd, Westerly, RI, 02891

4beds
4baths
3,217sqft
$4,295,000
$1,335price/sqft
$27,289/moest. monthly cost
$1,091,560/yrincome needed

About This Home

'Contremer', meaning “against the sea” in French, is a rare Watch Hill summer cottage offered for the first time in 68 years. Set at the end of a long private road within the Watch Hill Fire District, this 3,200± sq. ft. shingled coastal retreat captures the timeless ease of old Watch Hill, with 4+ bedrooms, 4 full baths, sun-filled whitewashed interiors, exposed beams, fireplaces, and an effortless indoor-outdoor connection. The home’s south-facing setting directly overlooks the 10th fairway of the private Misquamicut Club, with the Atlantic Ocean beyond. From the covered porch, stone patio, and two view-facing balconies, one can take in the open sky, manicured fairways, salt air, and the distant sound of waves breaking along East Beach. It is a setting of privacy, serenity, and understated coastal beauty that is increasingly difficult to find. Long cherished by one family, Contremer now offers its next owners the opportunity to create their own lasting Watch Hill legacy. Just minutes away are the village’s shops and dining, multiple white sandy beaches, boating from Watch Hill Harbor and the Pawcatuck River, and unmatched access for a premier New England resort destination: nearby Amtrak service, easy I-95 access to Boston, NYC, and the suburbs in between, plus a local jet-capable airport. No ferry. No bridge traffic. Just a peaceful coastal escape, beautifully positioned above the fairway and against the sea.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

7/10
Westerly Middle SchoolGrades 5-82.9 mi
7/10
Westerly High SchoolGrades 9-123.7 mi
6/10
Dunn's Corners SchoolGrades K-43.3 mi

Construction

Condition

  • Year built: 1903

Materials

  • Foundation: Stone
  • Construction materials: Dry Wall,Plaster,Shingles,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Dryer,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Partial,Interior and Exterior,Unfinished

Bathroom

  • Features: Bath w Shower Stall, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Wet Bar,Plumbing (Mixed),Insulation (Walls)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Laminate,Wood,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Brick
  • Fireplace: Yes
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 3,217

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Air,Forced Water,Hydro-Air,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 3,217
  • Total interior livable area: 3,217 sqft

Property

Details

  • Parcel number: WESTM163B28
  • Zoning: R43

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Lot size: 0.73 Acres
  • Features: Cul-De-Sac,Sprinklers

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,717$260,604
Home Insurance *$2,460$29,520
Property Taxes $2,457$29,484
Electricity $655$7,862
Total$27,289$327,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$935,622/yr
40% on housing$818,670/yr
45% on housing$727,706/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,335This listing

vs Other Active Listings

Avg $/sqft

ZIP 02891$993
Washington County$612

vs Homes Sold Last Month

Median $/sqft

ZIP 02891$337
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$4,295,000

For Sale by Agent

AgentGeb Masterson
BrokerageWilliam Pitt Sotheby's Int'l

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