264 Colonel John Gardner Rd, Narragansett, RI, 02882
About This Home
Waterfront property with 7,500 total square feet of living space spread across three thoughtfully designed levels, this exceptional home offers five spacious bedrooms, each with its own private ensuite bathroom. Built in 2013, the home captures sweeping panoramic views of Narragansett Bay from every rear-facing window, delivering coastal luxury at its finest. The main level features an open-concept layout that includes a formal dining room, a sun-filled living area with a fireplace, and a magnificent kitchen. Designed by a professional chef, the kitchen boasts two of everything: ovens, refrigerators, dishwashers, microwaves, and sinks. Plus, a spacious pantry adds even more functionality for storage and preparation, making this kitchen a culinary dream for gourmet cooking. A private ensuite bedroom on the main level currently serves as an elegant home office—ideal for guests, multigenerational living, or aging in place. Upstairs, four additional ensuite bedrooms provide comfort and privacy, complemented by a second laundry room for added convenience. The third level is an entertainer’s haven, complete with two versatile flex rooms, a full bath, a 10-seat bar, piano, pool table, and a sprawling deck that showcases some of Rhode Island’s most breathtaking water views. Outside, enjoy direct access to your own oceanfront playground—swim, fish, or simply relax by the water’s edge. This isn’t just a home; it’s a lifestyle upgrade that redefines coastal living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2013
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Shingles
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Dryer,Exhaust Fan,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Unfinished
Bathroom
- Features: Bath w Tub, Bath w Shower Stall, Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Features
- Wall (Dry Wall),Stairs,Wet Bar,Plumbing (PVC),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s),Central Vacuum
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Stone
- Fireplace: Yes
- Finished area below ground: 1,720
- Finished area above ground: 5,670
Heating & Cooling
- Heating features: Oil,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,670
- Total interior livable area: 7,390 sqft
Property
Details
- Parcel number: NARRMNSB580
- Zoning: R-20
- Other equipment: Hot Tub
- Foundation area: 2583
Features
- Spa features: Hot Tub
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Ocean Front,Saltwater Front,Walk to Salt Water,Walk To Water
Lot
- Lot size: 0.27 Acres
Parking
- Total spaces: 6
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $29,302 | $351,624 |
| Home Insurance * | $2,656 | $31,872 |
| Property Taxes | $3,202 | $38,424 |
| Electricity | $1,505 | $18,060 |
| Total | $36,665 | $439,980 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Listed for sale | $5,995,000 |
| 2026-03-18 | Listing removed | $6,200,000 |
| 2025-10-14 | Listed for sale | $6,200,000 |
| 2001-08-27 | Sold | $790,000 |
For Sale by Agent
View on Zillow