See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

99 Cato St, Woonsocket, RI, 02895

3beds
2baths
1,488sqft
$149,000
$100price/sqft
$1,389/moest. monthly cost
$55,560/yrincome needed

About This Home

Opportunity awaits in Woonsocket, Rhode Island! This single-family home offers 3 bedrooms and 2 full bathrooms, providing a spacious layout full of potential. Featuring a new roof, this property is a true value-add opportunity for buyers looking to customize and bring their vision to life. The home offers solid bones and a functional layout, making it ideal for investors, contractors, or owner-occupants ready to complete updates and finishing touches. With some TLC, this property can truly shine. Conveniently located near Interstate 146, as well as local shopping, dining, and everyday amenities, the location offers both accessibility and long-term value. Whether you’re looking to renovate for resale or create your dream home, this is a fantastic opportunity to build equity. Don’t miss your chance to transform this property into something special in a great Woonsocket location! Highest & Best offers due 5pm, Sunday May 3rd.

Getting Around

88
WalkingVery Walkable
32
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

3/10
Harris SchoolGrades K-50.2 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter,Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: WOONM14SL250U10

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$71$852
Property Taxes $176$2,112
Electricity $389$4,675
Total$1,389$16,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,622/yr
40% on housing$41,670/yr
45% on housing$37,040/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 02895$182
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02895$240
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$149,800
2026-04-07Price change$149,900
2026-03-24Listed for sale$150,000
2025-12-23Sold$110,000
2025-12-02Pending sale$140,000
2025-10-30Price change$140,000
2025-08-05Listed for sale$200,000
2024-04-03Sold$162,500
2024-03-20Pending sale$150,000
2024-03-15Listed for sale$150,000
2024-02-04Pending sale$150,000
2024-01-22Listed for sale$150,000
2023-11-02Listing removed--
2023-09-22Listed for sale$185,000
2023-09-07Listing removed--
2023-08-23Listed for sale$189,900
2023-08-17Listing removed--
2023-08-09Listed for sale$235,000
2023-07-11Sold$150,000
2018-06-25Sold$26,558

For Sale by Agent

AgentKyle Seyboth
BrokerageCentury 21 Limitless

Similar Homes