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217 Carleton St, Providence, RI, 02908

12beds
3baths
3,732sqft
$899,999
$241price/sqft
$6,805/moest. monthly cost
$272,200/yrincome needed

About This Home

Three-family investment or owner-occupant opportunity offering strong income potential and long-term value. Each unit features four bedrooms, one full bathroom, a spacious living room, and an eat-in kitchen, providing generous layouts that appeal to today’s rental market. Two units have brand new kitchens with quartz counter tops and in-unit laundry hook-ups. All units have separate utilities with gas heat, hardwood flooring and tile, and have been updated for modern comfort and efficiency. The property also includes a finished basement, ideal for additional living, storage, or recreational use. A major value-add is the additional buildable lot with the possibility of an ADU, complete with a garage, offering expansion, development, or future income possibilities (buyer to perform due diligence). This is a rare opportunity to acquire a well-maintained multi-family with many updates, spacious units and flexibility for both investors and owner-occupants.

Getting Around

84
WalkingVery Walkable
45
TransitSome Transit
65
BikeBikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Mixed
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven/Range,Refrigerator
  • Laundry features: Off Site

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Finished,Bath/Stubbed,Family Room,Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Fireplace features: None
  • Attic: Attic Stairs

Heating & Cooling

  • Heating features: Electric,Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 4,976
  • Total interior livable area: 3,732 sqft

Property

Details

  • Parcel number: PROVM64L797
  • Attached to another structure: Yes

Features

  • Stories: 3
  • Fencing: Fenced

Lot

  • Lot size: 3,049 sqft
  • Features: Extra Lot

Parking

  • Total spaces: 8
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$485$5,820
Property Taxes $1,010$12,120
Electricity $760$9,120
Total$6,805$81,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,314/yr
40% on housing$204,150/yr
45% on housing$181,466/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 02908$243
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02908$276
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$899,999
2026-03-04Listing removed$949,000
2026-01-19Listed for sale$949,000
2021-09-29Sold$339,900
2021-07-26Pending sale$339,900
2021-07-09Listed for sale$339,900

For Sale by Agent

AgentYolanda Nazario
BrokerageREMAX Revolution

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