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73 Harvard Ave, Warwick, RI, 02889

3beds
1baths
960sqft
$389,000
$405price/sqft
$2,998/moest. monthly cost
$119,920/yrincome needed

About This Home

Welcome to charming Conimicut Village, one of Warwick's most desirable coastal neighborhoods! Just a 1 block from the water, this adorable cottage offers the perfect blend of seaside charm & modern updates. With 3 bedrooms & 1 full bath, this bright and inviting home features sun-filled rooms & an updated kitchen. Selling with an additional lot with attractive landscaping, there's plenty of outdoor space for entertaining, gardening, or simply relaxing after a day at the beach. The impressive 988-square-foot garage offers endless possibilities for multiple vehicles, a workshop, storage, or all your kayaks, bikes, & beach gear. Living in Conimicut Village means embracing a true coastal lifestyle. Stroll to the nearby shoreline & beach to enjoy swimming, kayaking, paddleboarding, fishing, or breathtaking sunsets over Narragansett Bay. The neighborhood is known for its welcoming community, tree-lined streets, local restaurants, neighborhood parks, and the popular Conimicut Point Park, where residents gather to enjoy panoramic water views and summer events. Conveniently located just minutes from shopping, dining, marinas, major highways, TF Green Airport, and downtown Providence, you'll enjoy the perfect balance of peaceful seaside living with easy access to everything Rhode Island has to offer. Whether you're looking for a year-round home, a weekend escape, or an investment opportunity, this delightful cottage offers an exceptional location and an enviable coastal lifestyle.

Getting Around

45
WalkingCar-Dependent
26
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

5/10
Hoxsie SchoolGrades K-50.8 mi
7/10
Pilgrim High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1887

Materials

  • Foundation: Block
  • Construction materials: Dry Wall,Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Water
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: WARWM317B0177L0000

Features

  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Lot size: 9,583 sqft
  • Features: Extra Lot

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$187$2,244
Property Taxes $456$5,472
Electricity $389$4,675
Total$2,998$35,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,788/yr
40% on housing$89,940/yr
45% on housing$79,946/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 02889$282
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02889$306
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$389,000
2026-08-05Listed for sale$389,000
2012-10-06Listing removed$139,900
2012-09-27Price change$139,900
2012-09-25Price change$142,900
2012-09-18Price change$144,900
2012-09-12Price change$148,900
2012-08-22Price change$147,900
2012-08-15Price change$148,900
2012-07-25Price change$149,900
2012-07-12Price change$154,900
2012-06-29Listed for sale$159,900
2011-10-25Sold$68,000
1989-02-15Sold$75,000

For Sale by Agent

AgentJoy Gilkeson
BrokerageKeller Williams Coastal

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