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8 Pequot Ave, Westerly, RI, 02891

4beds
3baths
2,090sqft
$620,000
$297price/sqft
$4,269/moest. monthly cost
$170,760/yrincome needed

About This Home

Introducing a timeless gem — a Verazzano of a home that has proudly stayed in the same loving hands since it was custom built. Nestled in an established neighborhood just moments from downtown, the YMCA, and Wilcox Park, this spacious home offers a comfortable floor plan. With 2,090 sq ft of thoughtfully laid-out living space, it’s perfect for both everyday living. Key features: 3-4 bedrooms and 2.5 baths a generous 1st floor layout anchored by a brick fireplace in the kitchen/dining area, creating a warm, inviting ambiance, first-floor laundry for convenience, In-ground pool ready for summer fun and entertaining a two-car under garage plus a separate storage shed for all your outdoor gear Low-maintenance vinyl siding and a 2-year-old roof, central A/C and oil-fired HWB heat for year-round comfort. Recently installed leased solar system designed to help reduce overall utility costs (transferable to new owners with the lease terms) Bring your deccorating ideas to bring this classic, solidly constructed home back to life. Whether you’re hosting sunset poolside gatherings, enjoying a quiet evening by the brick fireplace, or strolling to nearby parks and downtown amenities, 8 Pequot Ave makes every day feel special. Don’t miss the opportunity to own a home with enduring appeal, established neighborhood character, and long-term energy savings. Schedule your showing today and imagine the memories you’ll create in this well-loved Westerly haven.

Getting Around

13
WalkingCar-Dependent
6
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

9/10
State Street SchoolGrades K-41.2 mi
7/10
Westerly Middle SchoolGrades 5-82.3 mi
7/10
Westerly High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Window features: Insulated Windows
  • Flooring: Parquet,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,090

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,090
  • Total interior livable area: 2,090 sqft

Property

Details

  • Parcel number: WESTM58B176
  • Zoning: R15
  • Other equipment: Cable TV

Features

  • Pool features: In Ground

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Integral
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$355$4,260
Property Taxes $354$4,248
Electricity $425$5,107
Total$4,269$51,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,365/yr
40% on housing$128,070/yr
45% on housing$113,840/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 02891$1,029
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02891$337
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$620,000

For Sale by Agent

AgentDan Liese
BrokerageSeaport Real Estate Services

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