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4196 Post Rd, Warwick, RI, 02818

4beds
2baths
2,365sqft
$539,000
$228price/sqft
$4,033/moest. monthly cost
$161,320/yrincome needed

About This Home

This beautifully remodeled Dutch Colonial style single family home offers a water view and modern living throughout. The 1st Floor provides a spacious living area with living room, formal dining room, eat in kitchen and half bath. 2nd floor offers 4 bedrooms and full bathroom. Also plenty of storage in the basement and Attic via pull down stairs. Outside you will find a large yard and a 2 car garage. Features brick fireplace, hardwood floors throughout, recessed lighting, new roof, new windows, new heating and cooling system throughout the house, New Washer and Dryer provided. Make this your home.

Getting Around

17
WalkingCar-Dependent
21
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

5/10
Cedar Hill SchoolGrades K-51.0 mi
5/10
5/10
Toll Gate High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Brick/Mortar,Stone
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Laundry,Storage Space,Utility

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Features

  • Wall (Dry Wall),Plumbing (Mixed),Plumbing (PEX),Plumbing (PVC),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 696
  • Finished area above ground: 1,669

Heating & Cooling

  • Heating features: Electric,Heat Pump,Steam
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,669
  • Total interior livable area: 2,365 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: First

Master Bedroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Property

Details

  • Parcel number: WARWM222B0036L0000
  • Foundation area: 936

Features

  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$197$2,364
Property Taxes $630$7,560
Electricity $481$5,779
Total$4,033$48,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,274/yr
40% on housing$120,990/yr
45% on housing$107,546/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 02818$362
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02818$278
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$599,900
2025-08-11Sold$335,000
2025-07-03Pending sale$370,000
2025-06-21Listed for sale$370,000

For Sale by Agent

AgentCharles Marine
BrokerageHeavens Realty

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