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2 School St #105, Lincoln, RI, 02865

1beds
2baths
1,093sqft
$379,000
$347price/sqft
$2,869/moest. monthly cost
$114,760/yrincome needed

About This Home

Price Change, original 389,000, Book your appointment Today .............. BEAUTIFUL newly remodeled/updates through out, Mill Condo in the Historic Village of Albion. If you enjoy the outdoors you are steps away from the Blackstone River Bike Path and Scenic Waterfall and only a short drive from Kirkbrae Country Club and Golf Course. Generously sized Master bedroom with walk-in closet and its own full bath with a new walk-in shower and marble countertop. In unit laundry for your convenience, beautiful redone kitchen with quartz counter tops, brand new Stainless Steel Appliances, elevated picture frame moldings, brand new floors, plenty of big windows with window seats to relax with a good book. Just waiting for your personal touch.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Calcutt Middle SchoolGrades 6-80.2 mi
1/10

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Plaster,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: None,Interior Entry,Unfinished

Bathroom

  • Level: First

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: First

Features

  • Wall (Plaster),Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,093

Heating & Cooling

  • Heating features: Electric,Natural Gas,Central Air,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,093
  • Total interior livable area: 1,093 sqft

Kitchen

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: LINCM32L0480U105
  • Zoning: RG7
  • Other equipment: Cable TV

Features

  • Stories: 1
  • Entry location: Elevator
  • Waterfront features: River

Lot

  • Features: Paved

Parking

  • Total spaces: 1
  • Parking features: No Garage,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$146$1,752
Property Taxes $418$5,016
Electricity $389$4,675
Total$2,869$34,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,365/yr
40% on housing$86,070/yr
45% on housing$76,506/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 02865$275
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02865$272
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$379,000
2026-07-09Listed for sale$389,000
2016-11-30Sold$150,000
2016-11-01Pending sale$148,105
2016-10-03Listed for sale$148,105
2012-05-24Sold$107,000
2011-10-05Listing removed$119,900
2011-09-27Price change$119,900
2011-09-07Price change$139,900
2011-08-14Listed for sale$150,000
2002-06-28Sold$170,000
1995-05-19Sold$67,000

For Sale by Agent

AgentBeth Cerroni
BrokerageBHHS Pinnacle Realty

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