4 Arraquat Rd, Westerly, RI, 02891
About This Home
Nestled along one of Watch Hill’s most coveted stretches of coastline, North Cove is a rare offering that blends timeless New England charm with exceptional waterfront amenities and panoramic views.This sought after location offers one of the most desirable boating opportunities with a fabulous dock while offering protection along this sheltered, peaceful cove. This 7-bedroom, 5 full and 2 half-bath shingle-style residence spans approximately 3,500 square feet, with large porches and thoughtfully designed outdoor living spaces that embrace its iconic coastal setting. Incredible views from every room . Living room , dining room and kitchen all lead to the large deck overlooking the expansive lawn, cove , private dock and sunsets! The efficient lower level is unexpectedly functional, featuring a fully equipped boating workshop, secondary kitchen, laundry area, two car garage and boat garage— ideal for an active waterfront lifestyle. This is all makes a singular opportunity to own a piece of Watch Hill’s most treasured shoreline providing easy access to the Atlantic Ocean...Fishers Island, Montauk and Block Island.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Mixed
- Construction materials: Dry Wall,Shingles
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Range Hood,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Finished,Bath/Stubbed,Office,Storage Space,Utility,Work Shop
Bathroom
- Level: Third
Bathroom
- Level: Third
Bathroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Dining Room
- Level: Second
Family Room
- Level: Second
Features
- Wall (Dry Wall),Wet Bar,Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Storm Window(s),Skylight(s)
- Flooring: Ceramic Tile,Hardwood,Carpet
- Number of fireplaces: 3
- Fireplace features: Stone,Tile
- Fireplace: Yes
- Attic: Attic Stairs
- Finished area below ground: 1,558
- Finished area above ground: 4,256
Heating & Cooling
- Heating features: Electric,Oil,Baseboard,Central Air,Forced Air
- Cooling features: Central Air,Individual Unit,Partial
Interior Area
- Total structure area: 4,256
- Total interior livable area: 5,814 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Master Bedroom
- Level: Third
Other
- Level: Third
Other
- Level: Third
Property
Details
- Parcel number: WESTM172B2
- Other equipment: Cable TV,Intercom
Features
- Patio & porch: Deck,Porch,Screened
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Access,Beach,Dock,Flood Insurance,Freshwater Front,Mooring,River,Saltwater Front,Walk to Salt Water
Lot
- Lot size: 1.03 Acres
- Features: Sprinklers
Parking
- Total spaces: 4
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $62,953 | $755,436 |
| Home Insurance * | $7,133 | $85,596 |
| Property Taxes | $7,123 | $85,476 |
| Electricity | $1,184 | $14,208 |
| Total | $78,393 | $940,716 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-20 | Listed for sale | $12,450,000 |
| 2025-12-01 | Listing removed | $14,750,000 |
| 2025-09-09 | Listed for sale | $14,750,000 |
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