66 James St, East Providence, RI, 02914
About This Home
Zero Down. Zero Surprises. 100% Yours. Unlock the door to your future with an exclusive offer: Purchase this home and receive $3,749 back in closing cost credits OR lock in an exceptional financing rate of 6.06% APR with ZERO down payment available for those who qualify. --------------- The Home That Checks Every Box. There is something quietly grounding about stepping into a home that has sheltered lives for over a century, where the bones are strong and the story is yours to continue. --------------- 24-Hour Open House -- Call Today for Times! First responders and military members -- ask about our appreciation discount when you call. --------------- More Options Just for You! If this home isn't exactly what you're looking for, we have access to unlisted off-market properties, distress sales, new construction, and company-owned homes you won't find online. And if you're worried about owning two homes at once -- buy this home and we will buy yours. Call the listing agent or visit our website for a free report on how this exclusive offer works. Monthly payment: $1,810 @ 6.06% APR, 20% down, 30-year term, for those who qualify. Taxes and insurance not included. Rates as of May 2026. 0% down financing available to those who qualify. Closing cost credit and exclusive rate subject to buyer using seller's preferred lender.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1918
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Laminate
- Finished area above ground: 0
Heating
- Heating features: Gas,Baseboard,Steam
Interior Area
- Total structure area: 0
- Total interior livable area: 1,424 sqft
Property
Details
- Parcel number: EPROM205B24L007U
- Lease amount: 0
Features
- Stories: 2
Lot
- Lot size: 3,920 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $392 | $4,704 |
| Electricity | $389 | $4,675 |
| Total | $2,782 | $33,384 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $374,900 |
| 1994-10-28 | Sold | $79,500 |
For Sale by Agent
View on Zillow