125 Woodruff Ave, Narragansett, RI, 02882
About This Home
Discover a rare Narragansett sanctuary where expansive acreage meets coastal convenience. Tucked away on a sprawling 8-acre estate, this gorgeous 4 bed/4.5 bath custom-built contemporary offers a level of privacy and serenity that is virtually unmatched in the area. Just 5 minutes from Narragansett Beach and its vibrant community, the atmosphere here is one of absolute seclusion—a park-like retreat overlooking the tranquil waters of Silver Lake. Spanning over 4,100 SF, this single-owner residence was designed to invite the outside in. The 1st floor impresses with its breathtakingly beautiful Sun-Drenched Open Concept, soaring ceilings and walls of glass framing panoramic lake views. A classic German Poggenpohl-inspired kitchen with top of the line appliances, a dedicated office, 1/2 bath for guests, laundry room, full bath plus a generously sized and thoughtfully located primary suite complete the 1st level. Ascend the sleek, curved staircase to find 3 spacious bedrooms plus an additional den or office space, 2 full baths and cozy skylit library/reading area. The layout effortlessly accommodates multi-generational living or grand-scale entertaining. The vast, professionally manicured private grounds lead directly to your private lake frontage. Pride of ownership is evident throughout this meticulously cared for home. This is the ultimate find for the buyer who refuses to compromise. Experience the luxury of space and the gift of nature in this lakeside haven.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Concrete Perimeter
- Construction materials: Clapboard,Shingles,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Trash Compactor,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished
Bathroom
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: First
Bathroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Den
- Level: Second
Dining Room
- Level: First
Features
- Cathedral Ceiling(s),Skylight,Stairs,Wet Bar,Plumbing (Mixed),Insulation (Ceiling),Insulation (Walls),Central Vacuum
- Door features: Storm Door(s)
- Window features: Insulated Windows,Storm Window(s),Skylight(s)
- Flooring: Ceramic Tile,Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,154
Heating & Cooling
- Heating features: Oil,Central Air,Forced Water,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 4,154
- Total interior livable area: 4,154 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Library
- Level: Second
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Other
- Level: Second
Other
- Level: Second
Other
- Level: Second
Porch
- Level: First
Property
Details
- Parcel number: NARRMOB4
- Zoning: R-40
- Other equipment: Intercom
Features
- Patio & porch: Patio,Screened
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Access,Freshwater Front,Walk to Fresh Water,Walk To Water
Lot
- Lot size: 7.95 Acres
- Features: Sprinklers,Wooded
Parking
- Total spaces: 13
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,433 | $197,196 |
| Home Insurance * | $1,490 | $17,880 |
| Property Taxes | $1,795 | $21,540 |
| Electricity | $846 | $10,152 |
| Total | $20,564 | $246,768 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $3,650,000 |
| 2025-12-01 | Listing removed | $3,750,000 |
| 2025-10-06 | Price change | $3,750,000 |
| 2025-08-26 | Listed for sale | $4,200,000 |
| 2025-08-26 | Listing removed | $4,200,000 |
| 2025-07-15 | Listed for sale | $4,200,000 |
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