




2 Carder St, Providence, RI, 02904
About This Home
With undeniable curb appeal and timeless charm, this delightful Cape Cod–style home sits proudly on a corner lot, complete with a two-car garage and a classic white picket fence. Step inside to a spacious living room that flows seamlessly into the dining area, where a vaulted ceiling and beautiful bay window flood the space with natural light. The kitchen offers both functionality and comfort—perfect for everyday cooking and entertaining. Upstairs, you’ll find three bedrooms and a brand-new full bathroom, offering modern comfort and style. On the lower level you'll find a finished basement that provides valuable bonus living space with a full walkout, perfect for a family room, home office, or guest area. Outside, enjoy your own private oasis. The beautifully maintained yard is fully enclosed by a white vinyl fence and showcases an exquisite garden with mature plants. A truly warm and inviting place to call home!
Getting Around
Schools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Brick/Mortar
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Laminate
- Fireplace features: None
- Finished area below ground: 636
- Finished area above ground: 888
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: None
Interior Area
- Total structure area: 888
- Total interior livable area: 1,524 sqft
Property
Details
- Parcel number: PROVM78L274
Lot
- Lot size: 3,201 sqft
Parking
- Total spaces: 4
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,883 | $22,596 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $436 | $5,232 |
| Electricity | $389 | $4,675 |
| Total | $2,871 | $34,452 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $375,000 |
| 2010-08-05 | Sold | $97,200 |
