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75 Atlantic Ave, Portsmouth, RI, 02872

4beds
2baths
2,727sqft
$1,095,000
$402price/sqft
$8,127/moest. monthly cost
$325,080/yrincome needed

About This Home

Set along the serene western shoreline of Prudence Island, this exceptional property offers an idyllic coastal retreat just steps from the beach. A beautifully constructed historic Victorian residence, it combines timeless character with generous living space and breathtaking natural surroundings. Spanning 2,727 square feet, the home features five spacious bedrooms and two full baths, all thoughtfully positioned to capture sweeping water views and unforgettable sunsets over the bay. The expansive farmer’s porch invites relaxed outdoor living, providing the perfect vantage point to enjoy tranquil evenings and coastal breezes. Situated on a half-acre parcel, the property overlooks preserved conservation land within the desirable Prudence Park neighborhood, ensuring both privacy and unspoiled scenery. Rich in charm, the home evokes the essence of a classic three-season Victorian house, complete with a picturesque red barn that enhances its quintessential New England appeal. New septic in 2023, freshly painted exterior in 2025, and new installed well. A rare opportunity to own a peaceful island escape where natural beauty, architectural character, and waterfront living come together seamlessly.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Melville SchoolGrades PK-43.3 mi
8/10
Portsmouth Middle SchoolGrades 5-84.1 mi
9/10
Portsmouth High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Dry Wall,Plaster,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,727

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,727
  • Total interior livable area: 2,727 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: PORTM079B0004
  • Zoning: r20

Features

  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Walk to Salt Water

Lot

  • Lot size: 0.52 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 7
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$836$10,032
Property Taxes $1,200$14,400
Electricity $555$6,664
Total$8,127$97,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,640/yr
40% on housing$243,810/yr
45% on housing$216,720/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 02872$320
Newport County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 02872$252
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$1,095,000
2002-06-05Sold$339,000
2000-01-07Sold$300,000

For Sale by Agent

AgentGrace Cimo McCluskey
BrokerageGustave White Sotheby's Realty

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