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52 America St #2, Providence, RI, 02903

2beds
2baths
936sqft
$329,900
$352price/sqft
$2,542/moest. monthly cost
$101,680/yrincome needed

About This Home

Rare opportunity to own a townhouse-style condo in the heart of Federal Hill! Unlike a traditional one-level condo, this home offers two levels of living with 2 bedrooms, 1.5 bathrooms, a private rear deck, and a full basement for abundant storage or future possibilities. Additional highlights include two assigned side-by-side parking spaces, central air, in-unit laundry, and a low $200/month HOA fee that includes water and sewer. The exterior features new vinyl siding (2025) and a newer roof (2019), offering added peace of mind. Just steps from renowned restaurants, cafés, shopping, entertainment, and downtown Providence, with easy access to major highways, hospitals, and colleges. Whether you're looking for a primary residence, a second home, or an investment opportunity, this home offers the perfect combination of location, functionality, and value in one of Providence's most sought-after neighborhoods.

Getting Around

96
WalkingWalker's Paradise
64
TransitGood Transit
79
BikeVery Bikeable

Schools

4/10
5/10
3/10
Central High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Window features: Skylight(s)
  • Flooring: Ceramic Tile,Other,Carpet
  • Fireplace features: None
  • Attic: Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Natural Gas,Central Air
  • Cooling features: Central Air,Individual Unit

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: PROVM28L982U2

Features

  • Stories: 2
  • Entry location: First Floor Access

Lot

  • Features: Corner Lot,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: No Garage,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$99$1,188
Property Taxes $386$4,632
Electricity $389$4,675
Total$2,542$30,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,154/yr
40% on housing$76,260/yr
45% on housing$67,786/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 02903$323
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02903$396
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$329,900
2026-07-27Price change$329,900
2026-07-06Listed for sale$350,000
2018-06-11Sold$108,000
2012-04-22Listing removed$99,000
2012-02-16Price change$99,000
2012-01-19Price change$109,000
2011-11-30Listed for sale$140,000
2002-07-02Sold$87,000

For Sale by Agent

AgentSlocum Home Team
BrokerageeXp Realty

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