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160 Richard St, Cranston, RI, 02910

4beds
2baths
1,488sqft
$620,000
$417price/sqft
$4,516/moest. monthly cost
$180,640/yrincome needed

About This Home

Beautifully updated two-family home located at 160 Richard Street, Cranston, RI, in one of Cranston's most desirable neighborhoods. Each spacious unit features 2 bedrooms and 2 full bathrooms, offering comfortable and modern living. The property has been tastefully updated throughout and includes a washer and dryer in the basement for added convenience. Situated on a corner lot, this home offers plenty of outdoor space, ample parking, and excellent curb appeal. A fantastic opportunity for both owner-occupants and investors seeking a move-in-ready property in a prime location. The property also offers ample off-street parking, a private yard, and excellent income-producing potential. Conveniently located near schools, shopping, restaurants, parks, public transportation, and major highways. Exterior photos have been enhanced High and best Monday at 5pm

Getting Around

81
WalkingVery Walkable
35
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
Eden Park SchoolGrades K-50.5 mi
6/10
Park View Middle SchoolGrades 6-81.0 mi
3/10
Cranston High School EastGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Laundry,Storage Space,Utility

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Insulation (Ceiling),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 344
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: CRANM51L530U
  • Attached to another structure: Yes

Features

  • Patio & porch: Patio,Porch
  • Exterior features: Balcony
  • Fencing: Fenced

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 5
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$291$3,492
Property Taxes $701$8,412
Electricity $389$4,675
Total$4,516$54,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,834/yr
40% on housing$135,480/yr
45% on housing$120,426/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 02910$235
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02910$254
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$620,000
2007-04-25Sold$265,000
2004-10-28Sold$275,000
2002-02-04Sold$117,500
1997-12-03Sold$80,000

For Sale by Agent

AgentMarisela Vasquez
BrokerageMy Dream Home Realty

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