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3871 Mendon Rd, Cumberland, RI, 02864

6beds
3baths
2,404sqft
$599,000
$249price/sqft
$4,361/moest. monthly cost
$174,440/yrincome needed

About This Home

Welcome to this beautifully renovated Cape home — the one you’ve been waiting for! This spacious residence offers 6 bedrooms and 3 full bathrooms, providing plenty of room for family, guests, or multi-generational living. Enjoy cooking and entertaining in the stunning granite kitchen, thoughtfully updated with modern finishes. The home features a new roof, new heating system, and updates throughout — truly “new almost everything” for peace of mind and long-term comfort. Step outside to a huge farmers porch, perfect for relaxing mornings, and a large backyard ideal for summer gatherings, barbecues, and outdoor fun. This property blends classic colonial charm with modern upgrades, offering move-in readiness and exceptional value.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1780

Materials

  • Foundation: Slab,Stone
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedroom6

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First

Family Room

  • Level: First

Features

  • Wall (Dry Wall),Plumbing (Mixed),Insulation (Walls)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,404

Heating & Cooling

  • Heating features: Natural Gas,Central Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,404
  • Total interior livable area: 2,404 sqft

Kitchen

  • Level: First

Mud Room

  • Level: First

Office

  • Level: Lower

Other

  • Level: Lower

Porch

  • Level: First

Property

Details

  • Parcel number: CUMBM052B0043L000
  • Zoning: 0100

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 5
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$229$2,748
Property Taxes $615$7,380
Electricity $489$5,875
Total$4,361$52,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,520/yr
40% on housing$130,830/yr
45% on housing$116,293/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$257
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$599,000
2026-05-25Listed for sale$619,000
2026-05-21Listing removed$599,000
2026-05-20Listed for sale$599,000
2026-01-10Listing removed$649,900
2025-12-12Listed for sale$649,900
2021-02-10Sold$180,000
2021-01-04Listed for sale$149,900
2010-11-09Sold$6,703

For Sale by Agent

AgentIsabel Garcia
BrokerageJ. Christopher Real Estate Grp

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