446 Atlantic Ave, Westerly, RI, 02891
About This Home
Stunning coastal retreat in the heart of Westerly, RI! This spacious and beautifully maintained home is located in the sought-after Misquamicut Beach community, offering breathtaking water views and the perfect blend of comfort and seaside charm. Featuring 3 bedrooms, 2 full bathrooms, and 1 half bathroom, this home boasts a bright, open layout ideal for relaxing or entertaining. Modern finishes throughout create a fresh and inviting atmosphere, complemented by central A/C for year-round comfort. Large windows fill the space with natural light, highlighting the home’s coastal appeal. Enjoy outdoor living and ocean breezes from this exceptional location just moments from the beach. Off-street parking adds convenience, making this property an incredible opportunity for a primary residence, vacation home, or investment. Experience the best of Rhode Island’s southern shoreline in this stunning coastal getaway with endless charm and unbeatable views.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Foundation: Concrete Perimeter
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Vinyl
- Fireplace features: None
- Finished area below ground: 416
- Finished area above ground: 1,247
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,247
- Total interior livable area: 1,663 sqft
Property
Details
- Parcel number: WESTM154B5LA
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Walk to Salt Water,Walk To Water
Lot
- Lot size: 0.38 Acres
Parking
- Total spaces: 4
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $1,002 | $12,024 |
| Property Taxes | $1,001 | $12,012 |
| Electricity | $389 | $4,675 |
| Total | $11,240 | $134,880 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Listed for sale | $1,750,000 |
| 2025-12-23 | Listing removed | $1,750,000 |
| 2025-10-22 | Listed for sale | $1,750,000 |
| 2025-10-22 | Listing removed | $1,750,000 |
| 2025-08-18 | Price change | $1,750,000 |
| 2025-07-21 | Price change | $1,799,000 |
| 2025-06-23 | Listed for sale | $1,950,000 |
| 2025-01-31 | Sold | $1,150,000 |
| 2024-11-22 | Pending sale | $1,250,000 |
| 2024-11-01 | Contingent | $1,250,000 |
| 2024-10-15 | Listed for sale | $1,250,000 |
| 2024-10-01 | Listing removed | $1,375,000 |
| 2024-09-19 | Price change | $1,375,000 |
| 2024-08-30 | Listed for sale | $1,475,000 |
| 2014-12-22 | Sold | $508,000 |
| 2014-08-13 | Price change | $549,000 |
| 2014-04-09 | Price change | $589,000 |
| 2014-01-27 | Listed for sale | $614,900 |
View on Zillow