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5 Decatur Ave, Jamestown, RI, 02835

3beds
3baths
3,850sqft
$4,750,000
$1,234price/sqft
$28,919/moest. monthly cost
$1,156,760/yrincome needed

About This Home

Gracefully perched along the shoreline in the East Passage of Jamestown, this architecturally distinct one-level residence captures sweeping views of Narragansett Bay and the iconic Newport Bridge. A rare blend of timeless beauty and coastal sophistication, the home is designed to maximize its spectacular setting. At the heart of the home is a custom chef’s kitchen, thoughtfully designed with high-end appliances, abundant storage, and generous counter space. The grand living room is a true showpiece, featuring vaulted ceilings with exposed wood beams, floor-to-ceiling windows, and French doors that open to a waterfront stone patio. Nearly every main room enjoys access to the waterside patio, offering coastal breezes and unobstructed water views in three directions. The elegant primary suite is a private retreat, complete with stunning panoramic views, a custom-designed walk-in closet, and a luxurious en-suite bath with spa-like finishes. Outdoors, the expansive stone patio is ideal for outdoor dining, relaxing, or simply taking a stroll along the 300 feet of private shoreline while taking in the serene sights and sounds of the bay. The heated 3-car garage provides ample space for the car enthusiast or collector. This one-of-a-kind residence is just minutes from Newport, marinas, and golf courses. Conveniently located, it also offers easy access to both Boston and New York. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Jamestown School-MelroseGrades PK-41.8 mi
8/10
Jamestown School-LawnGrades 5-81.9 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Other Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Wall (Plaster),Cathedral Ceiling(s),Cedar Closet(s),Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,850

Heating & Cooling

  • Heating features: Oil,Forced Air,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,850
  • Total interior livable area: 3,850 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Accessibility

  • Accessibility features: Extra Wide Halls and Doors,One Level

Details

  • Parcel number: JAMEM7L36
  • Other equipment: Fuel Tank(s)

Features

  • Patio & porch: Patio
  • Fencing: Electric
  • On waterfront: Yes
  • Waterfront features: Waterfront,Access,Saltwater Front

Lot

  • Lot size: 1.23 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 7
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,018$288,216
Home Insurance *$1,975$23,700
Property Taxes $2,142$25,704
Electricity $784$9,409
Total$28,919$347,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$991,508/yr
40% on housing$867,570/yr
45% on housing$771,173/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,234This listing

vs Other Active Listings

Avg $/sqft

ZIP 02835$587
Newport County$542

vs Homes Sold Last Month

Median $/sqft

ZIP 02835$544
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$4,990,000
2025-11-01Listing removed$5,250,000
2025-07-18Price change$5,250,000
2025-06-17Listed for sale$5,750,000
2008-01-28Sold$799,500
2004-08-23Sold$949,500

For Sale by Agent

AgentThe Janikies Group
BrokerageKeller Williams Coastal

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