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232 Transit St, Woonsocket, RI, 02895

2beds
1baths
1,116sqft
$299,999
$269price/sqft
$2,404/moest. monthly cost
$96,160/yrincome needed

About This Home

Welcome to 232 Transit Street, an updated 2-bed, 1-bath ranch offering a smart, affordable route to homeownership for roughly the cost of renting! This efficient footprint features 616 sq ft on the main level, and a 500 sq ft finished walk-out lower level with a primary bedroom, large closet, and office nook. Recent updates include new tile floors, recessed lighting, modern switches, a new dishwasher, and a smart thermostat. Outside, the large, fully fenced yard is perfect for summer cookouts, with neighborhood sidewalks making dog walking safe and easy. Centrally located with quick highway access, it’s the ultimate blend of central convenience and private outdoor space.

Getting Around

70
WalkingVery Walkable
30
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

2/10
Globe Park SchoolGrades PK-50.5 mi
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished,Bedroom(s)

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Laminate
  • Fireplace features: None
  • Finished area below ground: 500
  • Finished area above ground: 616

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Individual Unit

Interior Area

  • Total structure area: 616
  • Total interior livable area: 1,116 sqft

Property

Details

  • Parcel number: WOONM16IL333U9
  • Zoning: R3

Features

  • Fencing: Fenced

Lot

  • Lot size: 3,049 sqft
  • Features: Wooded

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$144$1,728
Property Taxes $355$4,260
Electricity $389$4,675
Total$2,404$28,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,422/yr
40% on housing$72,120/yr
45% on housing$64,106/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 02895$181
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02895$240
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$289,999
2026-07-29Listed for sale$299,999
2024-03-01Sold$250,000
2024-01-30Pending sale$235,000
2024-01-13Listed for sale$235,000
2018-06-15Sold$117,000
2018-05-08Pending sale$119,000
2017-12-01Listed for sale$119,000
2007-12-03Sold$115,000
2002-07-31Sold$65,000
1994-10-04Sold$50,000
1994-02-11Sold$50,000

For Sale by Agent

AgentAllison Bouley
BrokerageRI Real Estate Services

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