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20 Killey Ave, Warwick, RI, 02889

5beds
3baths
2,562sqft
$560,000
$219price/sqft
$4,277/moest. monthly cost
$171,080/yrincome needed

About This Home

Stunning single-family home located in the desirable Oakland Beach area of Warwick! This spacious and beautifully updated home features 5 bedrooms and 2.5 bathrooms with modern finishes, fresh paint, new fixtures, and stunning hardwood flooring throughout. The main level offers a stylish kitchen with stainless steel appliances, 2 bedrooms, and a full bath. French doors from the kitchen lead to a back deck overlooking the fenced yard, perfect for outdoor enjoyment. The finished walkout basement includes an additional bedroom, half bath, and full laundry area. Above the attached garage, the upper level with its own private entry offers versatile extended living space complete with a full bath, bedroom, and bonus room ideal for an office or den. Additional highlights include off-street parking and close proximity to Oakland Beach, Interstate 95, and T. F. Green Airport.

Getting Around

38
WalkingCar-Dependent
28
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
Sherman SchoolGrades K-50.2 mi
7/10
Pilgrim High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Shingles,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Hardwood,Laminate
  • Fireplace features: None
  • Finished area below ground: 816
  • Finished area above ground: 1,746

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,746
  • Total interior livable area: 2,562 sqft

Property

Details

  • Parcel number: WARWM339B0452L0000

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$270$3,240
Property Taxes $655$7,860
Electricity $521$6,261
Total$4,277$51,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,640/yr
40% on housing$128,310/yr
45% on housing$114,053/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 02889$282
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02889$306
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$560,000
2026-07-22Listed for sale$560,000
2026-07-15Pending sale$560,000
2026-07-06Price change$560,000
2026-05-29Listed for sale$575,000
2026-05-27Listing removed$585,000
2026-05-16Listed for sale$585,000
2026-05-06Contingent$585,000
2026-04-29Price change$585,000
2026-04-09Price change$600,000
2026-03-26Listed for sale$599,000
2026-01-06Sold$325,000
2025-06-17Listing removed--
2025-04-11Pending sale$535,000
2025-04-08Listed for sale$535,000
2025-02-22Listing removed$535,000
2025-01-30Listed for sale$535,000
2024-11-04Listing removed$550,999
2024-11-03Listed for sale$550,999
2017-02-23Sold$274,000
2016-10-31Price change$274,000
2016-09-01Listed for sale$279,000
2016-04-25Sold$195,000
2016-03-25Listed for sale$189,900
2015-09-10Sold$90,000
2015-06-06Listing removed$185,000
2015-06-06Listed for sale$185,000

For Sale by Agent

AgentKyle Seyboth
BrokerageCentury 21 Limitless

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