65 King Phillip St, Portsmouth, RI, 02871
About This Home
Welcome to 65 King Philip Street, Portsmouth, Rhode Island—a beautifully updated home nestled in the heart of the sought-after waterfront community of Common Fence Point. Whether you're a first-time buyer, looking to downsize, or searching for the perfect coastal getaway, this charming residence offers comfort, character, and an exceptional lifestyle just moments from the shoreline. Inside, you'll find a bright, open-concept floor plan highlighted by updated kitchen, renovated bath and beautiful fir flooring. The inviting living area flows seamlessly creating a warm and functional space ideal for everyday living and entertaining. You will love the wrap around, Screened porch in back of the main living area. Step outside and discover your own private backyard oasis. The fully fenced yard offers the perfect setting for relaxing, gardening, or gathering with family and friends. Gardening enthusiasts will appreciate the established in-ground and raised-bed gardens, providing space to grow fresh vegetables, herbs, flowers, and more. Life in Common Fence Point is all about enjoying the best of coastal Rhode Island. Take a leisurely stroll to the shoreline, launch a kayak, enjoy breathtaking sunsets over Mount Hope Bay, or participate in the many community events hosted throughout the year. Nearby marinas, golf courses and many fine restaurants. Come experience the charm, comfort, and lifestyle that make Common Fence Point such a special place to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Block
- Construction materials: Dry Wall,Paneled,Plaster,Shingles,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Exhaust Fan,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial,Bulkhead,Unfinished,Laundry,Utility
Bathroom
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 36
- Dimensions: 6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Wall (Dry Wall),Wall (Paneled),Wall (Plaster),Plumbing (Mixed),Plumbing (PVC),Insulation (Cap),Insulation (Walls),Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Hardwood
- Fireplace features: None
- Attic: Attic Stairs
- Finished area below ground: 0
- Finished area above ground: 784
Heating & Cooling
- Heating features: Oil,Baseboard,Forced Water
- Cooling features: None
Interior Area
- Total structure area: 784
- Total interior livable area: 784 sqft
Kitchen
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 99
- Dimensions: 11
Living Room
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 231
- Dimensions: 21
Master Bedroom
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 126
- Dimensions: 14
Other
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 117
- Dimensions: 13
Porch
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 285
- Dimensions: 19
Property
Details
- Parcel number: PORTM005B0017
- Zoning: R10
Features
- Patio & porch: Screened
- Fencing: Fenced
- Waterfront features: Walk to Salt Water
Lot
- Lot size: 5,000 sqft
Parking
- Total spaces: 2
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $185 | $2,220 |
| Property Taxes | $542 | $6,504 |
| Electricity | $389 | $4,675 |
| Total | $3,618 | $43,416 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $495,000 |
| 2021-06-30 | Sold | $331,000 |
| 2021-05-12 | Pending sale | $315,000 |
| 2021-05-12 | Contingent | $315,000 |
| 2021-05-07 | Listed for sale | $315,000 |
| 1998-02-27 | Sold | $90,000 |
| 1995-11-01 | Sold | $82,000 |
| 1990-01-30 | Sold | $90,000 |
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