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565 Mount Pleasant Ave, Providence, RI, 02908

3beds
2baths
2,135sqft
$415,000
$194price/sqft
$3,027/moest. monthly cost
$121,080/yrincome needed

About This Home

Investors take notice!! This one-owner home was built in 1962 and is ready for its new owner! Located in the Mt. Pleasant section of Providence, directly across from RI College, this quality-built home offers 1,485 square feet of one-level living space. Other features include: 2/3 bedrooms - 1.5 bathrooms - hardwood floors - formal dining room – spacious, eat-in-kitchen - large living room with wood burning fireplace - 1st floor laundry – cedar closets – partially finished, expansive basement – gas heat (10 years old) / gas hot water – central air conditioning – 100-amp electric - attached one-car garage with onsite parking for 2 additional cars – connected to public sewer and public water and so much more!! All atop an over 7,500 square ft, flat, corner, partially fenced lot that also offers a concrete patio and irrigation. Close to all amenities, minutes from highway access!! Don’t miss this fantastic opportunity!!

Getting Around

64
WalkingSomewhat Walkable
45
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

5/10
Pleasant View SchoolGrades PK-50.7 mi
5/10
2/10

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Paneled,Plaster,Wood Wall(s),Clapboard,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Partially Finished,Common,Office,Storage Space,Utility,Work Shop

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Wall (Paneled),Wall (Plaster),Wall (Wood),Cedar Closet(s)(s),Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood,Laminate,Other
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 650
  • Finished area above ground: 1,485

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Forced Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 2,135 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: Lower

Property

Details

  • Parcel number: PROVM122L506

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 7,527 sqft
  • Features: Corner Lot,Sidewalks,Sprinklers

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$223$2,676
Property Taxes $272$3,264
Electricity $434$5,217
Total$3,027$36,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,782/yr
40% on housing$90,810/yr
45% on housing$80,720/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 02908$244
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02908$276
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$415,000
2026-07-18Listed for sale$429,900

For Sale by Agent

AgentAmy Dixon
BrokerageKeller Williams Leading Edge

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