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78 Jenks St, Central Falls, RI, 02863

3beds
2baths
2,899sqft
$399,000
$138price/sqft
$3,371/moest. monthly cost
$134,840/yrincome needed

About This Home

Welcome to 78 Jenks Street, a unique property that offers charm, flexibility, and future potential. This well-maintained home features spacious living areas, an updated kitchen perfect for entertaining, and a recently renovated bathroom complete with a jacuzzi tub. What truly sets this property apart is the detached barn-style garage with a large second-floor loft area. Currently used as garage and storage space, the structure offers exciting potential for additional living space, a home office, studio, or possible accessory dwelling unit (subject to approvals). The fully fenced yard provides privacy, while the abundance of off-street parking offers a rare level of convenience. Whether you're looking for a move-in-ready home or a property with room to grow, 78 Jenks Street presents a unique opportunity in the heart of Central Falls.

Getting Around

89
WalkingVery Walkable
51
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

4/10
Calcutt Middle SchoolGrades 6-80.5 mi
1/10

Construction

Condition

  • Year built: 1852

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Storage Space,Utility

Bathroom

  • Features: Bath w Tub, Bath w Shower Stall, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Wall (Plaster),Dry Bar,Stairs,Wet Bar,Plumbing (Copper),Plumbing (Mixed)
  • Flooring: Hardwood
  • Fireplace features: None
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 1,152
  • Finished area above ground: 1,747

Heating & Cooling

  • Heating features: Oil,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,747
  • Total interior livable area: 2,899 sqft

Property

Details

  • Parcel number: CENTM01P37

Features

  • Fencing: Fenced

Lot

  • Lot size: 5,144 sqft

Parking

  • Total spaces: 10
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$337$4,044
Property Taxes $427$5,124
Electricity $590$7,084
Total$3,371$40,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,577/yr
40% on housing$101,130/yr
45% on housing$89,893/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 02863$216
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02863$177
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$399,000
2026-07-10Price change$414,900
2026-06-30Price change$424,900
2026-06-05Listed for sale$449,000
2026-02-12Listing removed$380,000
2026-01-27Price change$380,000
2025-12-22Listed for sale$385,000
2025-07-11Listing removed$399,000
2025-04-11Pending sale$399,000
2025-02-17Price change$399,000
2025-01-17Price change$425,000
2025-01-13Listed for sale$450,000
2018-12-03Sold$141,500
2018-10-18Price change$149,000
2018-09-21Price change$154,900
2018-08-29Listed for sale$160,000
2010-08-13Sold$75,000

For Sale by Agent

AgentSmith & Oak Rhode Island Group
BrokerageSmith and Oak Real Estate Co.

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