35 Gray St, Providence, RI, 02909
About This Home
Excellent opportunity to own a fully updated two-family home in Providence, Rhode Island. This property features spacious units ideal for a variety of living needs, with modern finishes throughout. Recent upgrades include new kitchens, new roof, new tile bathrooms, fresh paint, and all new appliances, making this a move-in ready or turnkey investment. Off-street parking adds everyday convenience for residents. Ideally located with easy access to local shops, restaurants, and amenities. Just minutes from Federal Hill, known for its renowned dining and vibrant atmosphere, and close to downtown Providence for entertainment and nightlife. Convenient access to Interstate 95, Route 6, and Route 10 ensures easy commuting. Near Rhode Island Hospital and Hasbro Children's Hospital.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Natural Gas,Baseboard
- Cooling features: None
Interior Area
- Total structure area: 1,872
- Total interior livable area: 2,575 sqft
Property
Details
- Parcel number: PROVM95L244
- Attached to another structure: Yes
Lot
- Lot size: 3,049 sqft
Parking
- Total spaces: 3
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $321 | $3,852 |
| Property Taxes | $776 | $9,312 |
| Electricity | $524 | $6,293 |
| Total | $4,326 | $51,912 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $575,000 |
| 2026-02-12 | Sold | $337,000 |
| 2024-01-24 | Listing removed | -- |
| 2023-10-26 | Listed for sale | $420,000 |
| 2022-03-25 | Sold | $355,000 |
| 2022-01-26 | Pending sale | $379,900 |
| 2022-01-19 | Listed for sale | $359,900 |
| 2016-04-20 | Listing removed | $104,900 |
| 2015-12-09 | Price change | $104,900 |
| 2015-11-12 | Price change | $109,900 |
| 2015-10-23 | Listed for sale | $119,900 |
| 2009-04-21 | Sold | $232,825 |
| 2009-04-19 | Listed for sale | $52,000 |
| 2006-11-27 | Sold | $245,000 |
| 2005-06-30 | Sold | $187,000 |
| 1995-10-02 | Sold | $40,000 |
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