28 Kay St APT 3, Newport, RI, 02840
About This Home
Welcome to this move-in ready 2-bedroom condo in the historic “John Irish House,” ideally situated on Kay Street just off Bellevue Avenue. The thoughtfully updated kitchen features sleek quartz countertops and flows seamlessly into a bright, open living and dining space highlighted by a cozy wood stove. Beautiful hardwood floors run throughout, complemented by a nicely painted interior and classic plantation shutters. The spacious bathroom has been tastefully updated with a modern shower. The second bedroom offers a private entrance, generous closet space, in-unit laundry, and a warm, inviting feel that makes it ideal for comfortable everyday living or hosting guests. Enjoy your own newly refreshed patio just outside the private entry. The meticulously maintained grounds enhance the charm of this well-preserved building, with ample parking including two assigned spaces. All just moments from downtown, offering easy access to shops, dining, and everything historic Newport has to offer.
Getting Around
Walker's Paradise
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1856
Materials
- Foundation: Stone
- Construction materials: Clapboard
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Unfinished,Utility
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Plumbing (Mixed),Insulation (Unknown)
- Flooring: Hardwood
- Number of fireplaces: 2
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 903
Heating & Cooling
- Heating features: Natural Gas,Forced Water
- Cooling features: Central Air,Individual Unit
Interior Area
- Total structure area: 903
- Total interior livable area: 903 sqft
Property
Details
- Parcel number: NEWPM021B0091L3
Features
- Stories: 2
Lot
- Features: Local Historic District
Parking
- Total spaces: 2
- Parking features: No Garage,Assigned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $406 | $4,872 |
| Electricity | $389 | $4,675 |
| Total | $4,487 | $53,844 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $725,000 |
| 2025-03-25 | Listing removed | $3,000 |
| 2025-02-09 | Listed for rent | $3,000 |
| 2024-02-13 | Listing removed | -- |
| 2024-01-15 | Listed for rent | $2,800 |
| 2022-04-04 | Listing removed | -- |
| 2022-03-18 | Listed for rent | $2,200 |
| 2019-06-26 | Sold | $346,000 |
| 2019-05-13 | Listed for sale | $349,900 |
| 2012-11-07 | Sold | $225,000 |
| 2012-09-08 | Price change | $239,000 |
| 2012-07-13 | Listed for sale | $249,000 |
| 2011-12-16 | Listing removed | $264,900 |
| 2011-09-13 | Price change | $264,900 |
| 2011-08-31 | Price change | $269,000 |
| 2011-07-15 | Price change | $275,900 |
| 2011-05-31 | Price change | $289,000 |
| 2011-05-19 | Price change | $289,500 |
| 2011-03-12 | Listed for sale | $299,500 |
| 2001-06-05 | Sold | $195,000 |
| 2000-12-01 | Sold | $189,000 |
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