190 Ferry Rd, Saunderstown, RI, 02874
About This Home
Welcome to Bridges, a rare coastal retreat overlooking Narragansett Bay with sweeping views to the Newport Bridge and the added benefit of mooring potential just offshore. Perfectly positioned beside the Saunderstown Yacht Club, this beautifully renovated 5-bedroom residence captures spectacular sunrises, moonrises, and the ever-changing beauty of the bay from nearly every principal room. Thoughtfully redesigned for effortless living and entertaining, the light-filled interior features a chef's kitchen with premium appliances and custom finishes that flows seamlessly into elegant dining, living, and gathering spaces. A private 1st floor primary suite offers a spa-inspired bath, while the 2nd level includes 2 bedrooms, 2 full baths, a den, home office, and flexible living space. Outside, an expansive bluestone terrace overlooks beautifully landscaped gardens, mature trees, and a stone fire pit, creating an extraordinary setting for entertaining or quiet evenings by the water. A separate studio provides ideal space for a home gym, office, or creative retreat. Extensive improvements, including a new roof, windows, HVAC, whole-house generator, Sonos system, and updated mechanicals, offer peace of mind. Just moments from beaches, marinas, waterfront dining, and the opportunity to apply for membership at the Saunderstown Yacht Club with access to its private beach, dock, sailing, tennis, and vibrant social community, Bridges offers one of Saunderstown's premier coastal lifestyles.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Mixed
- Construction materials: Plaster,Wood Wall(s),Shingles,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bathroom
- Features: Bath w Shower Stall, Bath w Tub & Shower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 4
- 1/2 bathrooms: 2
Features
- Wall (Plaster),Wall (Wood),Dry Bar,Stairs,Plumbing (Mixed),Insulation (Cap),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Insulated Windows,Skylight(s)
- Flooring: Ceramic Tile,Hardwood,Marble,Carpet
- Number of fireplaces: 2
- Fireplace features: Brick
- Fireplace: Yes
- Attic: Attic Storage
- Finished area below ground: 0
- Finished area above ground: 4,131
Heating & Cooling
- Heating features: Bottle Gas,Forced Air,Zoned
- Cooling features: Central Air
Interior Area
- Total structure area: 4,131
- Total interior livable area: 4,131 sqft
Property
Details
- Parcel number: NKINM001B131
- Zoning: NR
- Other equipment: Cable TV
Features
- Patio & porch: Patio,Porch
- Exterior features: Breezeway
- Fencing: Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Walk to Salt Water
Lot
- Lot size: 0.43 Acres
- Features: Corner Lot,Sprinklers
Parking
- Total spaces: 7
- Parking features: Attached,Garage Door Opener,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $29,327 | $351,924 |
| Home Insurance * | $2,445 | $29,340 |
| Property Taxes | $5,157 | $61,884 |
| Electricity | $841 | $10,095 |
| Total | $37,770 | $453,240 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $5,800,000 |
| 2018-03-23 | Sold | $2,250,000 |
| 2017-07-11 | Listed for sale | $2,300,000 |
| 2007-03-30 | Sold | $1,425,000 |
View on Zillow