3454 Diamond Hill Rd, Cumberland, RI, 02864
About This Home
Just Reduced! Beautifully maintained 4-bedroom Cape located on a picturesque 27,000 sq ft corner lot in one of Cumberland's most desirable neighborhoods. Step inside to discover an updated kitchen, gleaming hardwood floors, spacious living areas, and flexible floor plan. The main level offers 1,537 sq ft of living space, while the finished lower level adds an additional 390 sq ft of space, perfect for a family room, playroom, home office, or guest space. Outside, you'll find a detached two-car garage and a finished shed, ideal for a studio, workshop, hobby room, or additional storage. Nature lovers will appreciate the peaceful backyard, where the current owners have enjoyed visits from deer, bald eagles, and a variety of other native birds, creating a truly special setting. This home has been maintained and features a new roof (2021), new heating system (2021), and freshly painted exterior, offering peace of mind for years. Conveniently located near top-rated schools, shopping, restaurants, and highways, this property combines location, space, and value. As an added bonus, most furnishings are available to convey with the sale, creating a truly turnkey opportunity for the new owner. Here is a rare chance to move right in and start enjoying your new home from day 1!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1951
Materials
- Foundation: Concrete Perimeter
- Construction materials: Dry Wall,Paneled,Clapboard
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Partially Finished,Family Room,Laundry,Storage Space,Utility
Bathroom
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 120
- Dimensions: 10
Bedroom1
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 120
- Dimensions: 10
Bedroom2
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 154
- Dimensions: 14
Bedroom3
- Features: Ceiling Height 7 to 9 ft
- Level: Second
- Area: 247
- Dimensions: 13
Bedroom4
- Features: Ceiling Height 7 to 9 ft
- Level: Second
- Area: 247
- Dimensions: 13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Family Room
- Features: Ceiling Height 7 to 9 ft
- Level: Lower
- Area: 390
- Dimensions: 15
Features
- Wall (Dry Wall),Wall (Paneled),Stairs,Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Insulated Windows
- Flooring: Ceramic Tile,Hardwood,Carpet
- Fireplace features: None
- Finished area below ground: 390
- Finished area above ground: 1,537
Heating & Cooling
- Heating features: Electric,Oil,Wood,Steam
- Cooling features: Central Air
Interior Area
- Total structure area: 1,537
- Total interior livable area: 1,927 sqft
Kitchen
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 144
- Dimensions: 12
Living Room
- Features: Ceiling Height 7 to 9 ft
- Level: First
- Area: 182
- Dimensions: 13
Other
- Features: Ceiling Height 7 to 9 ft
- Level: Lower
- Area: 364
- Dimensions: 14
Property
Details
- Parcel number: CUMBM029B0035L000
- Zoning: 0100
- Other equipment: Cable TV,Wood Stove
- Foundation area: 896
Lot
- Lot size: 0.63 Acres
- Features: Corner Lot,Wooded
Parking
- Total spaces: 6
- Parking features: Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $539 | $6,468 |
| Electricity | $392 | $4,709 |
| Total | $3,786 | $45,432 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Pending sale | $524,900 |
| 2026-07-26 | Price change | $524,900 |
| 2026-07-09 | Listed for sale | $539,000 |
| 2000-06-22 | Sold | $175,000 |
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