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26 E Bayview Rd, Charlestown, RI, 02813

3beds
2baths
2,280sqft
$849,900
$373price/sqft
$5,551/moest. monthly cost
$222,040/yrincome needed

About This Home

A boater’s dream in the heart of coastal Charlestown! Welcome to 26 E Bayview Road, a sun-filled, year-round young Colonial nestled within the highly sought-after Tockwotten Cove Association, where water access, coastal beauty, and effortless living come together. This inviting home offers 3 to 4 bedrooms and 2 full bathrooms, including three bedrooms on the second floor. The spacious primary suite is a true retreat, featuring a large, versatile layout with multiple sitting or workspace areas and a walk-in closet. The flexible first-floor layout (see floorplans) offers an additional bedroom and presents multiple options to create a first-floor primary suite. Other highlights include first-floor laundry, a garage, a dry basement with high ceilings as well as an unfinished bonus space above the garage with a separate entrance. A whole-house generator adds comfort and peace of mind year-round. Recent improvements include a new septic system, fresh interior paint, refinished hardwood floors, and updated lighting—making this a truly move-in ready coastal escape. Enjoy private association access ($200 annual fee) just ¼ mile from your doorstep to the boat docks, boat launch, and kayak storage, with direct access to Ninigret Pond and out to the ocean via the Charlestown Breachway—making every day a boating day. This is a true coastal escape ideal as a year-round residence, vacation home, or investment in one of Rhode Island’s most desirable seaside communities.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10
Chariho High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,280

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Details

  • Parcel number: CHARM10L170

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 7
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$384$4,608
Property Taxes $406$4,872
Electricity $464$5,572
Total$5,551$66,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,320/yr
40% on housing$166,530/yr
45% on housing$148,026/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 02813$476
Washington County$617

vs Homes Sold Last Month

Median $/sqft

ZIP 02813$434
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$914,900
2025-11-01Listing removed$849,999
2025-10-01Listed for sale$849,999
2025-09-30Listing removed$899,999
2025-07-17Price change$899,999
2025-06-25Listed for sale$930,000
2025-05-28Listing removed$939,500
2025-05-15Contingent$939,500
2025-05-01Listed for sale$939,500

For Sale by Agent

AgentLyndsey Daigneault
BrokerageREMAX Revolution

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