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38 Mark Dr, Lincoln, RI, 02865

3beds
4baths
3,552sqft
$899,900
$253price/sqft
$6,618/moest. monthly cost
$264,720/yrincome needed

About This Home

Beautifully maintained colonial in one of Lincoln’s most desirable neighborhoods. This home offers spacious living areas with hardwood flooring, an inviting living room with fireplace, formal dining room, and an eat-in kitchen perfect for everyday living and entertaining. The second floor features a large primary suite with master bath and walk-in closet, two additional well-sized bedrooms (one with walk-in closet), a full guest bath, and convenient second-floor laundry. A finished lower level provides excellent bonus space for recreation, entertaining, or potential in-law use. The backyard is a true oasis, showcasing a stunning inground pool designed like a natural pond, surrounded by mature landscaping, patio space, a waterfall, and a koi pond—your own private resort. Located in the acclaimed Lincoln School District, close to shopping, dining, highways, and amenities. A perfect blend of comfort, convenience, and lifestyle. The sellers are offering to replace the existing pool area and backyard with sod if the buyer prefers it before the closing. This means that the current outdoor space could be converted to a grass lawn at the buyer’s request.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Lincoln Middle SchoolGrades 6-83.1 mi
9/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Bath/Stubbed,Family Room,Storage Space,Work Shop,Workout Room

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Wall (Dry Wall),Bath w/ Shower,Bedroom,Den,Dining Room,Eat In Kitchen,Exercise,Family Room,Full Bath,Half Bath,Kitchen,Living Room,Master Bedroom w/ Bath,Storage,Utility Room,Workshop,Plumbing (Mixed),Insulation (Cap),Insulation (Ceiling),Insulation (Floors),Insulation (Walls),Central Vacuum
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas
  • Fireplace: Yes
  • Attic: Attic Storage
  • Finished area below ground: 1,000
  • Finished area above ground: 2,552

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,552
  • Total interior livable area: 3,552 sqft

Property

Details

  • Parcel number: LINCM19L1250U
  • Zoning: Res
  • Other equipment: Cable TV

Features

  • Pool features: In Ground
  • Patio & porch: Deck

Lot

  • Lot size: 0.46 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 6
  • Parking features: Integral,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$349$4,188
Property Taxes $996$11,952
Electricity $723$8,680
Total$6,618$79,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,902/yr
40% on housing$198,540/yr
45% on housing$176,480/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 02865$274
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02865$272
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$899,900

For Sale by Agent

AgentMichael Pinelli
BrokerageRE/MAX Preferred

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