44 Desmarais St, Cumberland, RI, 02864
About This Home
BUYERS SEEKING ONE-LEVEL LIVING with the added benefit of a beautifully finished lower level offering exceptional flexibility will appreciate this well-cared-for home. Major updates within the last five years include a NEW architectural-shingle roof, NEW furnace, WHOLE-HOUSE BACK-UP GENERATOR fueled by propane, fresh interior paint, and a NEW dishwasher. The sun-filled main level features hardwood floors, an updated granite kitchen with stainless steel appliances, center island seating, and an open layout to the dining area and spacious living room. Relax in the screened porch or entertain on the composite deck overlooking the large, level backyard. The finished lower level offers outstanding flexibility for a guest suite, family room, home office, fitness room, or private retreat. Additional features include BULKHEAD EGRESS WITH A LIFETIME WARRANTY, central air, irrigation system, plantation shutters, custom storage, and a detached garage. ADJACENT LOT #48 IS INCLUDED IN THE SALE, increasing the total property size to .31 acres. SELLER IS OFFERING A $3,000 CLOSING COST CREDIT TO THE BUYER, providing an excellent opportunity to offset closing expenses or personalize the home to your taste, including refinishing the hardwood floors. Conveniently located near shopping, restaurants, schools, and easy access to I-295, Route 99, Route 1, Route 1A, I-95, and the Attleboro MBTA station for commuting to Providence or Boston.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Concrete Perimeter
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Interior and Exterior,Partially Finished,Bath/Stubbed,Bedroom(s),Family Room,Laundry,Storage Space,Utility
Bathroom
- Level: First
- Area: 54
- Dimensions: 9
Bathroom
- Level: Lower
- Area: 18
- Dimensions: 3
Bedroom2
- Level: First
- Area: 117
- Dimensions: 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 91
- Dimensions: 7
Features
- Stairs
- Flooring: Ceramic Tile,Hardwood,Carpet
- Fireplace features: None
- Finished area below ground: 331
- Finished area above ground: 1,120
Heating & Cooling
- Heating features: Oil,Forced Water
- Cooling features: Central Air
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,451 sqft
Kitchen
- Level: First
- Area: 169
- Dimensions: 13
Laundry
- Level: First
- Area: 54
- Dimensions: 9
Living Room
- Level: First
- Area: 273
- Dimensions: 21
Master Bedroom
- Level: First
- Area: 130
- Dimensions: 13
Media Room
- Level: Lower
- Area: 320
- Dimensions: 20
Other
- Level: First
- Area: 189
- Dimensions: 7
Other
- Level: First
- Area: 42
- Dimensions: 7
Other
- Level: Lower
Sun Room
- Level: First
- Area: 49
- Dimensions: 7
Property
Accessibility
- Accessibility features: One Level
Details
- Parcel number: CUMBM053B1531L000
- Zoning: 0100
- Other equipment: Cable TV,Fuel Tank(s)
Features
- Patio & porch: Deck,Porch,Screened
Lot
- Lot size: 6,969 sqft
- Features: Extra Lot,Sidewalks,Sprinklers,Wooded
Parking
- Total spaces: 5
- Parking features: Detached,Garage Door Opener,Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $533 | $6,396 |
| Electricity | $389 | $4,675 |
| Total | $3,749 | $44,988 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $499,000 |
| 2026-08-08 | Price change | $499,000 |
| 2026-07-27 | Listed for sale | $519,900 |
| 2022-02-18 | Sold | $355,900 |
| 2022-02-17 | Pending sale | $359,900 |
| 2022-01-20 | Contingent | $359,900 |
| 2021-11-12 | Listed for sale | $359,900 |
| 2014-12-19 | Sold | $200,000 |
| 2014-10-20 | Price change | $215,000 |
| 2014-07-18 | Listed for sale | $225,000 |
| 2014-06-11 | Listing removed | $225,000 |
| 2014-03-29 | Listed for sale | $225,000 |
| 2010-02-16 | Sold | $222,500 |
| 2009-12-04 | Sold | $145,000 |
| 2009-11-10 | Listed for sale | $149,900 |
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