128 Fern St, Warwick, RI, 02889
About This Home
This very inviting 3-bedroom, 2 baths home offers the perfect blend of comfort, space and location. Featuring a large yard ideal for outdoor enjoyment, entertaining and future possibilities with plenty of room to make it your own. Enjoy the convenience of being a short 10-to-15-minute drive to local beaches. With a functional layout and great potential, this home is a wonderful opportunity for buyers looking to settle into a desirable area while creating a space that fits their lifestyle.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Unknown
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Partial,Interior and Exterior,Unfinished
Bathroom
- Level: Second
Bathroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Plumbing (Other)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,567
Heating & Cooling
- Heating features: Natural Gas,Steam
- Cooling features: None
Interior Area
- Total structure area: 1,567
- Total interior livable area: 1,567 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: Second
Other
- Level: Second
Other
- Level: First
Property
Details
- Parcel number: WARWM329B0074L0000
Features
- Patio & porch: Deck
Lot
- Lot size: 6,534 sqft
Parking
- Total spaces: 4
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $462 | $5,544 |
| Electricity | $389 | $4,675 |
| Total | $3,038 | $36,456 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $405,000 |
| 2023-04-07 | Sold | $335,000 |
| 2023-03-09 | Pending sale | $340,000 |
| 2023-01-26 | Listed for sale | $340,000 |
| 2018-07-16 | Listing removed | $229,000 |
| 2018-06-04 | Price change | $229,000 |
| 2018-04-29 | Price change | $241,500 |
| 2018-04-26 | Listed for sale | $248,700 |
| 2015-09-02 | Listing removed | $189,900 |
| 2015-05-05 | Price change | $189,900 |
| 2015-04-20 | Listed for sale | $196,500 |
| 2009-06-19 | Sold | $153,000 |
| 2009-05-24 | Listed for sale | $129,000 |
| 2005-12-30 | Sold | $232,000 |
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