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13 Pell St, Newport, RI, 02840

7beds
5baths
3,400sqft
$1,800,000
$529price/sqft
$11,702/moest. monthly cost
$468,080/yrincome needed

About This Home

Tucked off Kay St, this side by side two family home is a perfect fit for rental income, multi-generational living or guest accommodations. Each unit spans 3 levels, includes it's own private patio and features hardwood floors throughout. The exterior has been freshly painted and welcomes you with a charming front porch and one parking spot for each unit. Left Side Residence (4 Bedrooms, 2 Bathrooms) The first floor includes a spacious living room with pocket doors, separate dining room, compact functional kitchen with patio access. The second level offers 3 bedrooms and a full bath with walk-in shower. On the third level, a quaint bedroom is paired with a large bathroom featuring a soaking tub. Right Side Residence (3 Bedrooms, 2 Bathrooms) The first floor features a living room with pocket doors, an open kitchen and dining area and access with patio access and a half bath. The second level offers 2 bedrooms, a beautifully tiled bathroom with walk-in shower. One of the bedrooms has an attached sun room, ideal as a sitting area, dressing room or playroom. The third level boasts a large bedroom with a walk-in closet and a bathroom with a soaking tub, making it ideal as a primary suite. With abundant space, flexibility and functionality, these units are ready to accommodate a range of lifestyles. Don't miss this opportunity to own a piece of picturesque Newport situated close to Bellevue Ave and the vibrant Broadway district!

Getting Around

84
WalkingVery Walkable
38
TransitSome Transit
67
BikeBikeable

Schools

4/10
Rogers High SchoolGrades 9-121.6 mi
4/10
Pell Elementary SchoolGrades PK-41.3 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Dry Wall,Plaster,Shingles

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Laundry,Storage Space,Utility

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Water,Gas Connected
  • Cooling features: None

Interior Area

  • Total structure area: 5,312
  • Total interior livable area: 3,400 sqft

Property

Details

  • Parcel number: NEWPM022B0085
  • Attached to another structure: Yes
  • Zoning: R10
  • Foundation area: 1360

Features

  • Stories: 3

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$603$7,236
Property Taxes $1,306$15,672
Electricity $692$8,309
Total$11,702$140,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$401,211/yr
40% on housing$351,060/yr
45% on housing$312,053/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 02840$744
Newport County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 02840$651
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-13Listed for sale$1,800,000
2017-01-13Sold$730,000
2009-05-28Sold$335,000
2002-12-02Sold$522,500
2000-11-30Sold$345,000
1997-01-31Sold$197,000
1995-08-16Sold$150,000
1994-09-15Sold$143,000

For Sale by Agent

AgentTeri Degnan
BrokerageTeri Degnan RE & Consulting

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