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166 Gallup St, Providence, RI, 02905

4beds
2baths
1,296sqft
$399,000
$308price/sqft
$3,035/moest. monthly cost
$121,400/yrincome needed

About This Home

Welcome to this thoughtfully renovated 4-bedroom, 2-bathroom property that’s move-in ready and waiting for its new owner. With several updates throughout and a spacious layout, this home offers both comfort and functionality. The property offers a large driveway providing plenty of on-site parking and a cozy yard perfect for relaxing and entertaining. Conveniently located close to highways, hospitals, schools, shopping, restaurants and more. Don’t miss your opportunity to see all this home has to offer.

Getting Around

85
WalkingVery Walkable
49
TransitSome Transit
57
BikeBikeable

Schools

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Unknown
  • Construction materials: Dry Wall,Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Utility,Work Shop

Bathroom

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Wall (Dry Wall),Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Other,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,296

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: PROVM:53L:90

Features

  • Patio & porch: Porch

Lot

  • Lot size: 3,480 sqft

Parking

  • Total spaces: 4
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$234$2,808
Property Taxes $395$4,740
Electricity $389$4,675
Total$3,035$36,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,057/yr
40% on housing$91,050/yr
45% on housing$80,933/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 02905$246
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02905$239
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-17Listed for sale$399,000
2025-08-08Sold$482,000
2025-06-26Pending sale$489,900
2025-05-07Listed for sale$489,900

For Sale by Agent

AgentJennifer Valle Carpio
BrokerageRI Real Estate Services

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