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42 Sulyma St, Cumberland, RI, 02864

7beds
2baths
2,437sqft
$450,000
$185price/sqft
$3,405/moest. monthly cost
$136,200/yrincome needed

About This Home

Unlock the potential of this truly unique 7-bedroom, 2-bath home set on a private 0.73-acre lot in one of Cumberland's most desirable neighborhoods. Offering a versatile layout with two kitchens, this property is ideal for a multigenerational household, a large family, or someone looking to renovate and create their dream home. The flexible floor plan provides endless possibilities. Additional features include 200-amp electrical service with two separate meters, a 2-zone oil heating system, and a spacious, level backyard with plenty of room to enjoy. Conveniently located near schools, shopping, restaurants, and major highways. Clean, well cared for, and ready for your vision, this home is being sold as-is and priced to reflect the opportunity. A rare chance to create your own forever family compound or investment in a fantastic location. Highest and Best Offers are due Sunday 8/9 at 12 noon.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block
  • Construction materials: Dry Wall,Plaster,Brick,Shingles,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Wall (Dry Wall),Wall (Plaster),Plumbing (Copper)
  • Flooring: Hardwood,Vinyl,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,437

Heating & Cooling

  • Heating features: Oil,Forced Water
  • Cooling features: None,Window Unit(s)

Interior Area

  • Total structure area: 2,437
  • Total interior livable area: 2,437 sqft

Property

Details

  • Parcel number: CUMBM054B0208L000
  • Zoning: 101

Lot

  • Lot size: 0.73 Acres

Parking

  • Total spaces: 4
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$172$2,064
Property Taxes $462$5,544
Electricity $496$5,955
Total$3,405$40,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,742/yr
40% on housing$102,150/yr
45% on housing$90,800/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 02864$258
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02864$269
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$450,000

For Sale by Agent

AgentAlan Connell
BrokerageRe/Max Real Estate Center

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