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269 Bellman Ave, Warwick, RI, 02889

3beds
2baths
1,580sqft
$549,000
$347price/sqft
$4,072/moest. monthly cost
$162,880/yrincome needed

About This Home

Wake to sunrises over Narragansett Bay and fall asleep to the rhythm of the water in this beautifully reimagined coastal retreat in Conimicut Point. Set on a prominent corner lot just moments from the shoreline, this 3-bedroom, 2-bathroom home captures the essence of coastal living with gorgeous water views. Inside, natural light pours through the home, highlighting a warm, inviting living space anchored by an original brick fireplace, perfect for cozy evenings. The first floor features an open layout, full bathroom and large bedroom/office for convenient 1st floor living. Upstairs, the large primary bedroom offers a private escape with a walkout balcony overlooking the bay, an idyllic setting for morning coffee, ocean breezes, and quiet reflection as the tide rolls in. Completely rebuilt with the quality and feel of new construction, every detail has been thoughtfully upgraded, from plumbing, electrical, roof, siding and heating systems to central air conditioning, delivering effortless, modern living wrapped in timeless coastal charm. Outside, the lifestyle continues. A spacious patio, landscaped yard, and off-street parking for five create the perfect backdrop for summer gatherings, while owned solar panels and an EV charger add a forward-thinking touch. Located in a vibrant, seaside neighborhood, you’re just a short stroll from the water’s edge, where beach days, evening walks, and salt air become part of your everyday routine.

Getting Around

45
WalkingCar-Dependent
26
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

5/10
Hoxsie SchoolGrades K-51.4 mi
7/10
Pilgrim High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,580

Heating & Cooling

  • Heating features: Natural Gas,Central Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Property

Details

  • Parcel number: WARWM333B0321L0000

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Walk to Salt Water,Walk To Water

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 5
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$265$3,180
Property Taxes $642$7,704
Electricity $389$4,675
Total$4,072$48,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,611/yr
40% on housing$122,160/yr
45% on housing$108,586/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 02889$280
Kent County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 02889$306
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$619,000
2026-05-11Listing removed$629,000
2026-04-28Price change$629,000
2026-03-25Listed for sale$650,000
2024-01-18Sold$474,900
2023-12-26Pending sale$474,900
2023-12-11Contingent$474,900
2023-12-01Listed for sale$474,900
2023-11-30Listing removed--
2023-10-16Price change$499,000
2023-10-03Listed for sale$549,000
2023-10-02Listing removed--
2023-09-15Price change$574,900
2023-08-30Listed for sale$599,000
2022-03-29Sold$165,000
2022-01-12Sold$100,000

For Sale by Agent

AgentThe Willett Team
BrokerageSerhant New England

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