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21 Cardosi Ct, Pawtucket, RI, 02861

4beds
2baths
2,319sqft
$699,000
$301price/sqft
$5,025/moest. monthly cost
$201,000/yrincome needed

About This Home

Prepare to be impressed by this beautifully maintained Darlington Raised Ranch offering over 2300 sf of finished living space- so much more than meets the eye! The main level features a bright, open living, dining & kitchen area, Granite countertops & SS appliances, 3 spacious BR, a full bath & generous closet space. The fully finished lower level is a standout, offering flexibility with 2 BR or home offices, a 2nd full bath, kitchen area & spacious family/game room- perfect for extended family, guests, entertaining or today's work-from-home lifestyle. Step outside and discover your own private backyard oasis, designed for entertaining & relaxation. Enjoy the enclosed sunroom/game room. (incl. a pellet stove)patio, beautiful perennial gardens, water feature, hot tub, above ground pool and impressive brick fireplace/pizza oven- the perfect setting for summer gatherings! The extras make this property even more special: an oversized 2-car garage, storage shed, generator hookup & FULLY PAID-OFF SOLAR PANELS that convey with the property- no payments for the new owner! This meticulously cared-for home delivers exceptional space, versatility and an impressive list of amenities that are increasingly hard to find! Natural Gas & City Sewer too! Don't miss your opportunity to experience this exceptional home in person!

Getting Around

65
WalkingSomewhat Walkable
28
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
Fallon Memorial SchoolGrades PK-50.2 mi
5/10
2/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer,Plumbed For Ice Maker
  • Laundry features: In Basement,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Tub, Closet, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
  • Level: First

Bathroom2

  • Features: Bathroom - With Shower Stall, Closet, Flooring - Stone/Ceramic Tile
  • Level: Basement

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: First

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: First

Bedroom4

  • Features: Closet, Flooring - Stone/Ceramic Tile
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring - Hardwood, Breakfast Bar / Nook, Deck - Exterior, Exterior Access, Open Floorplan
  • Level: Main,First

Family Room

  • Features: Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Open Floorplan
  • Level: Basement

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Kitchen,Sun Room,Internet Available - DSL
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood / Coal / Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 1,285
  • Finished area above ground: 1,034

Heating & Cooling

  • Heating features: Forced Air,Electric Baseboard,Natural Gas,Active Solar,Pellet Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,319
  • Total interior livable area: 2,319 sqft

Kitchen

  • Features: Flooring - Stone/Ceramic Tile, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Stainless Steel Appliances
  • Level: First

Living Room

  • Features: Flooring - Hardwood, Open Floorplan
  • Level: Main,First

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: First

Property

Details

  • Parcel number: 44169
  • Zoning: RS

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck - Composite,Covered
  • Exterior features: Deck - Composite,Covered Patio/Deck,Pool - Above Ground,Rain Gutters,Hot Tub/Spa,Storage,Sprinkler System,Fenced Yard,Garden
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 10,743 sqft
  • Features: Cul-De-Sac,Wooded

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$310$3,720
Property Taxes $709$8,508
Electricity $472$5,667
Total$5,025$60,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,285/yr
40% on housing$150,750/yr
45% on housing$134,000/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 02861$219
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02861$252
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$699,000
2021-10-06Sold$425,000
2021-07-29Pending sale$399,000
2021-07-19Listed for sale$399,000
1994-08-02Sold$112,000

For Sale by Agent

AgentPaulette Rioux
BrokerageRioux Real Estate

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