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19 Sea Ridge Dr, Saunderstown, RI, 02874

5beds
8baths
7,162sqft
$8,495,000
$1,186price/sqft
$52,688/moest. monthly cost
$2,107,520/yrincome needed

About This Home

This exceptional new waterfront estate is ready to move in and promises the ultimate in coastal luxury living. Some minor details outside are nearing completion. Set on a private one-acre lot, the home features 5 spacious ensuite bedrooms and 7.5 beautifully appointed bathrooms. The first-floor primary suite is a serene retreat with stunning water views, 2 walk-in closets, and a sunlit, luxurious bath featuring a large soaking tub, water closet and shower. Expansive living spaces throughout blend indoor and outdoor living. Step outside to your private oasis complete with a built-in pool, pergola over an outdoor barbecue area, and an outdoor shower—perfect for entertaining or relaxing. An approval for a dock has been obtained. With its prime waterfront setting, modern design, and high-end finishes throughout, this nearly completed masterpiece is a rare opportunity to own a truly extraordinary home. Call today for showings and information!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

9/10
7/10
Narragansett Pier SchoolGrades 5-85.3 mi
10/10
Narragansett High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Shingles

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished,Bath/Stubbed,Family Room,Laundry,Office,Storage Space,Utility

Bathroom

  • Features: Bath w Tub, Bath w Shower Stall, Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed),Insulation (Ceiling),Insulation (Floors),Insulation (Walls)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,595
  • Finished area above ground: 5,567

Heating & Cooling

  • Heating features: Natural Gas,Central Air,Central,Forced Air,Gas Connected,Hydro-Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,567
  • Total interior livable area: 7,162 sqft

Property

Details

  • Parcel number: NARRMNBB48L26
  • Zoning: R-40

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Access,Saltwater Front,Walk To Water

Lot

  • Lot size: 1.05 Acres
  • Features: Sprinklers

Parking

  • Total spaces: 8
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $42,955$515,460
Home Insurance *$3,581$42,972
Property Taxes $4,694$56,328
Electricity $1,458$17,503
Total$52,688$632,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,806,445/yr
40% on housing$1,580,640/yr
45% on housing$1,405,013/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,186This listing

vs Other Active Listings

Avg $/sqft

ZIP 02874$624
Washington County$613

vs Homes Sold Last Month

Median $/sqft

ZIP 02874$438
Washington County$360

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$8,995,000
2024-01-11Sold$3,200,000
2023-11-21Pending sale$2,995,000
2023-11-17Contingent$2,995,000
2023-11-16Listed for sale$2,995,000
1994-02-17Sold$650,000
1989-12-13Sold$850,000

For Sale by Agent

AgentMelissa Polom
BrokerageHomeSmart First Class Realty

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