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10 Kerins Ter, Newport, RI, 02840

4beds
3baths
2,175sqft
$1,450,000
$667price/sqft
$9,104/moest. monthly cost
$364,160/yrincome needed

About This Home

Tucked away on a quiet street and backing directly onto the open space of Morton Park, this well-maintained raised ranch offers 2,175 square feet of thoughtful and comfortable living space. The home features four bedrooms, two full baths, one half bath, and hardwood floors throughout. Recent improvements include a newer roof with owned solar panels, an updated heating system, and energy-efficient mini-splits providing air conditioning and supplemental heat. A one-car garage and generously sized, fenced-in backyard add to the home’s functionality. Conveniently located just minutes from Newport’s beaches, downtown shops and restaurants, and outdoor recreation, the property offers a peaceful neighborhood setting with easy access to everything Newport has to offer.

Getting Around

66
WalkingSomewhat Walkable
24
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

4/10
Rogers High SchoolGrades 9-120.6 mi
4/10
Pell Elementary SchoolGrades PK-42.6 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater,Dishwasher,Dryer,Range Hood,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished,Bath/Stubbed,Office,Storage Space,Utility

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed),Insulation (Unknown),Ceiling Fan(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,175

Heating & Cooling

  • Heating features: Natural Gas,Forced Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Property

Details

  • Parcel number: NEWPM040B0283
  • Zoning: R10A

Features

  • Patio & porch: Deck

Lot

  • Lot size: 6,534 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 5
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$486$5,832
Property Taxes $845$10,140
Electricity $442$5,315
Total$9,104$109,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$312,137/yr
40% on housing$273,120/yr
45% on housing$242,773/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 02840$741
Newport County$546

vs Homes Sold Last Month

Median $/sqft

ZIP 02840$651
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,425,000
2026-07-21Listed for sale$1,450,000
2026-01-15Sold$900,000

For Sale by Agent

AgentJessica Chase
BrokerageGustave White Sotheby's Realty

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