408 Atlantic Ave, Westerly, RI, 02891
About This Home
Experience Misquamicut Beach living with this magnificent offering set on over an acre of prime coastal land. Located between the exclusive enclaves of Watch Hill and Weekapaug, this home offers breathtaking, panoramic views of the 476-acre Winnapaug Pond and its serene marshlands, which stretch toward the breach way to the Atlantic Ocean. Whether you’re launching a kayak from your backyard path or enjoying the private access to Misquamicut Fire District beaches, this is a water-lover’s paradise. Inside, the home is bathed in natural light across three expansive levels. The main floor features an open-concept layout centered around a 2024-renovated kitchen, complete with an 8-foot island and a dedicated wine/coffee bar. Step out onto the full-length deck to take in explosive water views. This level also includes two comfortable bedrooms and a full bath. The upper-level primary suite is a true sanctuary, featuring vaulted ceilings, a private sunrise deck, and a charming "captain’s nook" perfect for children. The ground-level walkout provides a third bathroom, two flexible office spaces, and a two-car garage. With a brand-new roof (2026), updated siding, mini-splits, new furnace, irrigation system and a strong rental history, this home is as much a smart investment as it is a dream retreat.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: None,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Plumbing (Mixed),Insulation (Walls)
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 2,724
Heating & Cooling
- Heating features: Oil,Forced Water
- Cooling features: Ductless
Interior Area
- Total structure area: 2,724
- Total interior livable area: 2,724 sqft
Property
Details
- Parcel number: WESTM167B59
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Access,Beach,Flood Insurance,Saltwater Front,Walk to Salt Water
Lot
- Lot size: 1.12 Acres
- Features: Sprinklers
Parking
- Total spaces: 12
- Parking features: Garage Door Opener,Integral
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,000 | $108,000 |
| Home Insurance * | $1,019 | $12,228 |
| Property Taxes | $1,018 | $12,216 |
| Electricity | $554 | $6,657 |
| Total | $11,591 | $139,092 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listed for sale | $1,795,000 |
| 2026-05-11 | Listing removed | $1,995,000 |
| 2026-04-01 | Listed for sale | $1,995,000 |
| 2025-11-04 | Listing removed | $2,294,000 |
| 2025-08-11 | Price change | $2,294,000 |
| 2025-07-04 | Listed for sale | $2,300,000 |
| 2017-07-06 | Sold | $604,000 |
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